Charles County property record for 11146 Commanders Ln, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,918 sqft · built 2010 |
| Lot Size | 0.19 acres (8,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,990 (Jul 2010) |
| Tax Bill | $11,598 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-322166 |
| Primary APN | 06-322166 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,295 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 322166 |
|---|---|
| Street Address | 11146 COMMANDERS LN |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 59 SEC 11 HERITAGE AT ST CHARLES ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 850904 |
11146 Commanders Ln is owned and occupied by two individuals who acquired it in September 2019.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11146 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on File |
| Deed Sale | Jul 9, 2010 · Amount on File |
| Deed Document Number | 201057610 |
| Deed Book / Page | 7190 / 266 |
| Last Transfer Date | Sep 18, 2019 |
| Transfer Doc | 0107920190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11146 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11146 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 0120820344 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 12082/344 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 20, 2019 |
| Property Address | 11146 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 0107920190 |
| Book / Page | 010792 / 000190 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 11146 COMMANDERS LN WHITE PLAINS MD 206953144, WHITE PLAINS, MD 20695-3144 |
The 2025 property tax bill for 11146 Commanders Ln was $11,598 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,733 (+2.23%) | $406,400 (-) Land $126,100 Building $280,300 | |
| 2025 | $11,598.00 Homeowner's exemption | $389,067 | $406,400 Land $126,100 Building $280,300 |
| 2023 | $4,783.00 Homeowner's exemption | $351,800 | $380,400 Land $126,100 Building $254,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11146 Commanders Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11146 Commanders Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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