Kershaw County property record for 1114 West St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,744 sqft |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,500 (Apr 2026) |
| Tax Bill | $1,007 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 335-00-00-101 |
| Primary APN | 335-00-00-101 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,744 sqft Gross Area |
| Construction Type | Frame |
|---|---|
| Lot Area | 27,878 sqft (0.64 acres) |
| Account Number | 6970 |
|---|---|
| Street Address | 1114 WEST ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970906 |
Source: Kershaw County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION |
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STONE MORTGAGE CORPORATION |
| Apr 24, 2026 | Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2025 · Amount on Record |
| Deed Document Number | 20263789 |
| Deed Book / Page | 5574 / 219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0000003789 |
| Book / Page | 5574 / 219 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.3789 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | SIMPLIFILE (RECORDING SERVICE) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,176.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0000003790, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..3790 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000003791, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5574/238 |
| Instrument | 2026.3791 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 20, 2026 |
| Property Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0000004757 |
| Book / Page | 5593 / 278 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20264757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0000004757, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 5593/278 |
| Instrument | 20264757 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0020263789 |
| Book / Page | 5574 / 219 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.3789 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,176.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 WEST ST, ELGIN, SC 29045-8923 |
| Document Number | 0000003790, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5574/222 |
| Instrument | 2026.3790 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000003791, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5574/238 |
| Instrument | 2026.3791 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 (-32.37%) | $150,700 (-) Land $20,000 Building $130,700 | $150,700 (-) |
| 2023 | $1,489.00 | $150,700 Land $20,000 Building $130,700 | $150,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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