1114 Waverly Rd, Sandusky, OH 44870 Property Records

Erie County property record for 1114 Waverly Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1920
Lot Size	0.131 acres (5,719 sqft)
Owner	Individual Name on File
Last Sale	$146,250 (Feb 2022)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`57-04805-000`

Property Details

APN / Parcel Number

Primary APN	`57-04805-000`
Alternative APN	`002322-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	475 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,719 sqft (0.131 acres)
Lot Dimensions	143 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	251 sqft
Deck Area	Deck Area
Patio Area	246 sqft
Shed	1 Shed
Shed Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002322-0
Street Address	1114 WAVERLY RD
City	SANDUSKY
State	OH
Zip	44870-4282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	225 WAVERLY ROAD
Legal Subdivision	THE ERIE PARK ALLOTMENT
Legal Lot Number	225
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	1
Census Block	1027
Census Tract	40700

Owner

1114 Waverly Rd is owned and occupied by an individual who acquired it in April 2022.

Source: Erie County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Mar 13, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CIVISTA BANK
Feb 28, 2022	Warranty Deed, Transfer
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20221943
Last Transfer Date	Apr 1, 2022
Transfer Doc	0000003366
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Apr 24, 2026
Property Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Document Number	0000003159
Instrument Date	Apr 20, 2026
Instrument	20263159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003159,
Date	Apr 24, 2026
Instrument	20263159

Lender

Name	CIVISTA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Mar 13, 2026
Property Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Document Number	0000001860
Instrument Date	Mar 5, 2026
Instrument	202601860
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE OH
Recording Date	Apr 6, 2022
Property Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Document Number	0000003366
Instrument Date	Apr 1, 2022
Instrument	202203366
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282

Mortgage

Document Number	0000003367
Date	Apr 6, 2022
Instrument	202203367

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Feb 28, 2022
Property Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Document Number	0000001943
Instrument Date	Feb 28, 2022
Instrument	202201943
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 19, 2019
Property Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282
Document Number	0000001846
Instrument Date	Mar 19, 2019
Instrument	201901846
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1114 WAVERLY RD, SANDUSKY, OH 44870-4282

Mortgage

Document Number	0000001847
Date	Mar 19, 2019
Instrument	201901847

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Waverly Rd was $2,434 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00	$65,418 (-) Land $5,974 Building $59,444
2024	$2,434.00 (-11.46%) Homeowner's exemption	$65,418 (+18.63%) Land $5,974 Building $59,444	$186,910 Land $17,070 Building $169,840
2023	$2,749.00 (-1.65%) Homeowner's exemption	$55,146 (-0.01%) Land $4,753 Building $50,393
2022	$2,795.00	$55,153 Land $4,753 Building $50,400
2021			$157,560 Land $13,580 Building $143,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Waverly Rd in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	107 (1978–2021)
Claims Outside the SFHA	13 of 107
Most Recent Claim	Jan 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Waverly Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Omni Fiber, Watch TV.

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