Cheboygan County property record for 1114 Watersedge Dr, Cheboygan, MI 49721
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,528 sqft · built 1999 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,985 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-017-100-021-00 |
| Primary APN | 092-017-100-021-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,528 sqft Building Perimeter |
| 1st Floor Area | 2,528 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Garage Area | 2,086 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1114 WATERSEDGE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9451 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PAR 3: PART OF GOVERNMENT LOT 5, SECTION 17, T37N, R1W DESCRIBED AS COMMENCING AT THE WEST 1/4 CORNER OF SAID SECTION; THENCE |
| Legal Lot Number | 5 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 960300 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1114 WATERSEDGE DR, CHEBOYGAN, MI 49721-9451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1114 WATERSEDGE DR, CHEBOYGAN, MI 49721-9451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1114 WATERSEDGE DR, CHEBOYGAN, MI 49721-9451 |
| Document Number | 0000001514/0000000113 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 0000001514/0000000113 |
| Name | FINANCE OF AMERICA REVERSE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 869 Months |
| Due | Jan 1, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.88% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1114 WATERSEDGE DR, CHEBOYGAN, MI 49721-9451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1114 WATERSEDGE DR, CHEBOYGAN, MI 49721-9451 |
| Document Number | 0000001514/0000000127 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 0000001514/0000000127 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 869 Months |
| Due | Jan 1, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.88% |
| Type Change Date | Oct 1, 2020 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,800 (+38.78%) | $771,600 (+38.78%) | |
| 2025 | $4,985.00 (+11.02%) | ||
| 2023 | $278,000 | $556,000 | |
| 2022 | $4,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Presque Isle Connect, T-Mobile.
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