Dare County property record for 1114 Tides Dr, Duck, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,282 sqft · built 1984 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,512 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 986918206565 |
| Primary APN | 986918206565 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,000 sqft (0.482 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986918206565 |
|---|---|
| Street Address | 1114 TIDES DR |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 8 BLK: SEC: PL: B SL: 179 |
| Legal Subdivision | TIDES OF DUCK |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
1114 Tides Dr is held in a trust since March 2019.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 211 SEWICKLEY RIDGE CT, SEWICKLEY, PA 15143-8973 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 5, 2019 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 1, 2019 | Other, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2019 |
| Transfer Doc | 2292/352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1114 TIDES DR, DUCK, NC 27949-4643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2477/337 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 2477/337 |
| Instrument | 700094246 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1114 TIDES DR, DUCK, NC 27949-4643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2315/743 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 2315/743 |
| Instrument | 700067435 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2026 |
| Index | 1-Year LIBOR |
| Document Type | Other |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 1, 2019 |
| Property Address | 1114 TIDES DR, DUCK, NC 27949-4643 |
| Document Number | 2292/352 |
| Book / Page | 2292 / 352 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 700063100 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 SEWICKLEY RIDGE CT, SEWICKLEY, PA 15143-8973 |
The 2026 property tax bill for 1114 Tides Dr was $9,512.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,512.00 | $2,121,400 (-) Land $1,458,500 Building $662,900 | $2,121,400 Land $1,458,500 Building $662,900 |
| 2025 | $9,512.00 | $2,121,400 Land $1,458,500 Building $662,900 | |
| 2023 | $8,082.00 | $1,302,648 Land $981,600 Building $321,048 | |
| 2020 | $2,121,400 Land $1,458,500 Building $662,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1114 Tides Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1114 Tides Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DARE COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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