1114 Terrace Dr, Napa, CA 94559 Property Records

Napa County property record for 1114 Terrace Dr, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,151 sqft · built 1937
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2010)
Tax Bill	$3,729 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-112-003-000`

Property Details

APN / Parcel Number

Primary APN	`046-112-003-000`
Alternative APNs	`046-112-003` `04611203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
Gross Area	1,475 sqft
1st Floor Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Old Parcel Number	046-112-003
Street Address	1114 TERRACE DR
City	NAPA
State	CA
Zip	94559-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSUR
Legal Description	PCL C MAP NO 51 1R/S51
Legal Subdivision	OAK LEAF RANCH II
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1006
Census Tract	200302

Owner

1114 Terrace Dr is owned and occupied by an individual who acquired it in June 2015.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1114 TERRACE DR, NAPA, CA 94559-3506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2010 · Amount on File
Deed Sale	Dec 9, 2010 · Amount on File
Prior Sale	Jul 9, 2010 · Amount on File
Deed Document Number	201030358
Last Transfer Date	Jun 15, 2015
Transfer Doc	0000016530
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1114 TERRACE DR, NAPA, CA 94559-3506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017498
Date	Sep 6, 2018
Instrument	2018-0017498

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1114 TERRACE DR, NAPA, CA 94559-3506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019444
Date	Aug 10, 2020
Instrument	2020-0019444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1114 Terrace Dr was $3,729 with a homeowner's exemption, up 2.3% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,729.00 (+2.28%) Homeowner's exemption	$267,880 (+2%) Land $196,013 Building $71,867	$267,880 Land $196,013 Building $71,867
2025	$3,646.00 Homeowner's exemption	$262,628 Land $192,170 Building $70,458
2023	$3,491.00 (+1.25%) Homeowner's exemption	$252,431 Land $184,708 Building $67,723
2022	$3,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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