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1114 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1114 State St, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,936 sqft · built 1898
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Aug 2018)
Tax Bill$7,125 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76-1350-0003-00-9

Property Details

APN / Parcel Number

Primary APN76-1350-0003-00-9
Alternative APN
  • 11-76-1350-0003-00-9

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,936 sqft Living Area
1st Floor Area1,468 sqft
Basement Area1,034 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions132 ft deep x 49 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1114 STATE ST
CitySAINT JOSEPH
StateMI
Zip49085-1562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - E
Legal DescriptionSWLY 49.5' OF LOT 3 COOPER & FYFES SUBDN OF BLK 60 B C HOYTS 2ND ADD TO CITY OF ST JOSEPH WHOSE NELY LN IS PAR TO SWLY LN OF SD LOT 3
Legal SubdivisionCOOPER & FYFES SUB
Legal Block60
Legal Lot Number3
Legal Unit3,3
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2025
Census Tract801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1114 STATE ST, SAINT JOSEPH, MI 49085-1562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OAK MORTGAGE LLC
Aug 9, 2018Warranty Deed, Transfer · Conventional Mortgage
HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2018 · Amount on Record
Deed SaleAug 9, 2018 · Amount on Record
Prior SaleAug 9, 2018 · Amount on Record
Deed Book / Page3213 / 3085
Last Transfer DateMar 11, 2020
Transfer Doc03268/2802
Record UpdatedOct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateMar 19, 2020
Property Address1114 STATE ST, SAINT JOSEPH, MI 49085-1562
Document Number03268/2802
Book / Page3268 / 2802
Map ReferenceLB 2 PG 24
Instrument DateMar 11, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyVAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 STATE ST, SAINT JOSEPH, MI 49085-1562

Mortgage

Document Number0032682805
DateMar 19, 2020
Instrument3268/2805
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 9, 2018
Property Address1114 STATE ST, SAINT JOSEPH, MI 49085-1562
Document Number03213/3085
Book / Page3213 / 3085
Map ReferenceMB2 PG24
Instrument DateAug 2, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,956.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 STATE ST, SAINT JOSEPH, MI 49085-1562

Mortgage

Document Number0032133088
DateAug 9, 2018
Instrument3213/3088
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,000 (+1.11%)$490,000 (+1.11%)
2025$7,125.00 (+2.44%) Homeowner's exemption$242,300 (+15.66%)$484,600 (+15.66%)
2024$6,955.00 (+9.27%)
2023$209,500$419,000
2022$6,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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