Van Wert County property record for 1114 Spencer St, Van Wert, OH 45891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1958 |
| Lot Size | 0.239 acres (10,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,043 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-029004.0000 |
| Primary APN | 12-029004.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Gross Area | 1,601 sqft |
| 1st Floor Area | 1,073 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,401 sqft (0.239 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Garage Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1114 SPENCER ST |
|---|---|
| City | VAN WERT |
| State | OH |
| Zip | 45891-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR |
| Legal Description | LOT 3312 & 3313 W 27 FT VAN WERT 4 |
| Legal Subdivision | FOURTH PERRY SUBDIVISION |
| Legal Lot Number | 3312,33 |
| Jurisdiction | VAN WERT OH |
| Township / Civil Division | RIDGE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20900 |
Source: Van Wert County records · APN 12-029004.0000
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 SPENCER ST, VAN WERT, OH 45891-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 19, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2019 |
| Transfer Doc | 00413/3236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN WERT OH |
| Recording Date | May 29, 2026 |
| Property Address | 1114 SPENCER ST, VAN WERT, OH 45891-2611 |
| Document Number | 0000001776 |
| Book / Page | 438 / 2256 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1114 SPENCER ST, VAN WERT, OH 45891-2611 |
| Document Number | 0000001776, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 438/2256 |
| Instrument | 20261776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VAN WERT OH |
| Recording Date | Aug 19, 2019 |
| Property Address | 1114 SPENCER ST, VAN WERT, OH 45891-2611 |
| Document Number | 00413/3236 |
| Book / Page | 413 / 3236 |
| Map Reference | VOL 6 PG 296 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 201900002690 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1114 SPENCER ST, VAN WERT, OH 45891-2611 |
Source: Van Wert County records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Van Wert County |
| County Subdivision | Ridge Township |
| Municipality | Van Wert City |
| Unified School District | Van Wert City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (+1.76%) Homeowner's exemption | $32,350 (-) Land $6,330 Building $26,020 | |
| 2024 | $1,025.00 (-10.32%) Homeowner's exemption | $32,350 (-) Land $6,330 Building $26,020 | $92,430 (-) Land $18,090 Building $74,340 |
| 2023 | $1,143.00 (+12.5%) Homeowner's exemption | $32,350 (+23.99%) Land $6,330 Building $26,020 | $92,430 (+24%) Land $18,090 Building $74,340 |
| 2022 | $1,016.00 Homeowner's exemption | $26,090 Land $5,520 Building $20,570 | |
| 2020 | $74,540 Land $15,770 Building $58,770 |
Source: FEMA National Flood Hazard Layer as of August 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Defiance Holdings, Hanson Communications, T-Mobile USA.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VAN WERT CITY serves 10,846 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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