1114 Ralph Ter, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1114 Ralph Ter, Saint Louis, MO 63117

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,592 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$281,500 (May 2017)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20J-53-1404`

Property Details

APN / Parcel Number

Primary APN	`20J-53-1404`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,281 sqft
Basement Area	150 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	40 ft deep x 40 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1114 RALPH TER
City	SAINT LOUIS
State	MO
Zip	63117-1529
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	49R4
Legal Description	WESTMOOR PARK NO 1 LOT 32
Legal Subdivision	WESTMOOR PARK NO 1
Legal Block	9
Legal Lot Number	32
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2011
Census Tract	216700

Owner

1114 Ralph Ter, a residential property, is owned by an individual who bought it in May 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	124 E GLENDALE RD, SAINT LOUIS, MO 63119-4729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage CARROLLTON BK
May 23, 2017	Warranty Deed, Transfer · FHA Mortgage SMARTMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	2017579
Deed Book / Page	22536 / 2560
Prior Transfer Date	Dec 12, 2000
Prior Transfer Doc	0000000360
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1114 RALPH TER, SAINT LOUIS, MO 63117-1529
Document Number	0227761947
Book / Page	022776 / 001947
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	INSIGHT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 RALPH TER ST LOUIS MO 631171529, ST LOUIS, MO 63117-1529

Mortgage

Document Number	0227761947
Date	Nov 13, 2017
Book Page	022776/001947
Instrument	418

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 23, 2017
Property Address	1114 RALPH TER, SAINT LOUIS, MO 63117-1529
Document Number	0225362560
Book / Page	022536 / 002560
Instrument Date	May 11, 2017
Instrument	579
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SCARSDALE LN ST LOUIS MO 631171024, ST LOUIS, MO 63117-1024

Mortgage

Document Number	225362563
Date	May 23, 2017
Book Page	022536/002563
Instrument	580

Lender

Name	SMARTMORTGAGE.COM
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Ralph Ter was $5,333, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,820 (-) Land $37,010 Building $34,810	$378,000 (-) Land $194,800 Building $183,200
2025	$5,333.00 (+2.85%)	$71,820 Land $37,010 Building $34,810	$378,000 Land $194,800 Building $183,200
2024	$5,185.00 (+0.9%)
2023	$5,139.00	$67,800 Land $24,230 Building $43,570	$356,800 Land $127,500 Building $229,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Ralph Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Ralph Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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