Seminole County property record for 1114 Oscelot Trl, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,308 sqft · built 1972 |
| Lot Size | 1.06 acres (46,218 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Jul 2022) |
| Tax Bill | $11,199 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-21-30-503-0000-0520 |
| Primary APN | 13-21-30-503-0000-0520 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,308 sqft Living Area |
| 1st Floor Area | 1,871 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 46,218 sqft |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 752 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1114 OSCELOT TRL |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 WINTER SPRINGS UNIT 2 PB 16 PG 83 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 13 |
| Legal Subdivision | WINTER SPRINGS |
| Legal Tract | 503 |
| Legal Lot Number | 52 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21307 |
1114 Oscelot Trl is owned and occupied by an individual who bought it in July 2022.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1114 OSCELOT TRL, WINTER SPGS, FL 32708-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Jul 23, 2014 · Amount on File |
| Deed Document Number | 2022080231 |
| Deed Book / Page | 10275 / 1969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 1114 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0102751969 |
| Book / Page | 10275 / 1969 |
| Map Reference | MB 16 PG 82&83 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022080231 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 LANSBROOK LN, 339, WINTER SPRINGS, FL 32708-7117 |
| Name | Verified Name |
|---|---|
| Address | 1114 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0102751970 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 10275/1970 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1114 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0094870837 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1114 OSCELOT TRL WINTER SPRINGS FL 327084410, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0094870837 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 009487/000837 |
| Instrument | 129305 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1114 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0089670049 |
| Book / Page | 008967 / 000049 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1114 OSCELOT TRL WINTER SPRINGS FL 327084410, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0089670049 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 008967/000049 |
| Instrument | 79413 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2032 |
The 2025 property tax bill for 1114 Oscelot Trl was $11,199.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,199.00 | $690,915 | $690,915 Land $140,000 Building $550,915 |
| 2023 | $11,421.00 (+107.01%) | $723,582 (+87.74%) | $723,582 (+10.39%) Land $150,000 Building $573,582 |
| 2022 | $5,517.00 | $385,425 | $655,458 Land $140,000 Building $515,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1114 Oscelot Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1114 Oscelot Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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