1114 Oak Hill Dr, Monroe, NC 28112 Property Records

Union County property record for 1114 Oak Hill Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,006 sqft · built 1985
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Feb 2021)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-279-060`

Property Details

APN / Parcel Number

Primary APN	`09-279-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,395 sqft (0.583 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1114 OAK HILL DR
City	MONROE
State	NC
Zip	28112-6156
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#10 SOUTHWOOD ESTATES PB5 PG200
Legal Subdivision	SOUTHWOOD ESTATES
Legal Lot Number	10
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

1114 Oak Hill Dr, a rural home, is owned and occupied by two individuals who bought it in February 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1114 OAK HILL DR, MONROE, NC 28112-6156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 28, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	20217591
Deed Book / Page	7994 / 285
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	5791378
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 18, 2021
Property Address	1114 OAK HILL DR, MONROE, NC 28112-6156
Document Number	0007994285
Book / Page	7994 / 285
Map Reference	MB 5 PG 200
Instrument Date	Feb 12, 2021
Instrument	7591
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 OAK HILL DR, MONROE, NC 28112-6156

Mortgage

Document Number	0000007592
Date	Feb 18, 2021
Instrument	7592

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2020
Property Address	1114 OAK HILL DR, MONROE, NC 28112-6156
Document Number	7934875
Book / Page	007934 / 000875
Instrument Date	Dec 23, 2020
Instrument	54050
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Oak Hill Dr was $3,177.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,500 (-) Land $71,000 Building $292,500	$363,500 (-) Land $71,000 Building $292,500
2025	$3,177.00	$363,500 Land $71,000 Building $292,500	$363,500 Land $71,000 Building $292,500
2023	$2,635.00	$241,700 Land $38,700 Building $203,000	$241,700 Land $38,700 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 Oak Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Oak Hill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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