1114 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1114 Navigator Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.549 acres (23,948 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2018)
Tax Bill	$568 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-229-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-229-003`
Alternative APNs	`0095262-316350-9` `10004612745`

Exterior

Lot Area	23,948 sqft (0.549 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004612745
Old Parcel Number	00952623163509
Street Address	1114 NAVIGATOR RD
City	PUNTA GORDA
State	FL
Zip	33983-6325
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RMF15
Legal Description	PGI 023 0651 0005 PUNTA GORDA ISLES SEC23 BLK651 LT 5 979/420 2939/1134 3100/462 4298/1053
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	651
Legal Lot Number	5 979
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	20101

Owner

1114 Navigator Rd, a residential property, is owned by two individuals who bought it in March 2018.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1108 NAVIGATOR RD, PUNTA GORDA, FL 33983-6325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Deed Document Number	2599455
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 30, 2018
Property Address	1114 NAVIGATOR RD, PUNTA GORDA, FL 33983-6325
Document Number	0042981053
Book / Page	004298 / 001053
Instrument Date	Mar 30, 2018
Instrument	2599455
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	SUNCOAST ONE TITLE AND CLOSINGS

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11 DALLY FARM RD WINDSOR CT 060954316, WINDSOR, CT 06095-4316

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Navigator Rd was $568.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$568.00	$20,871	$72,000 Land $72,000
2023	$1,046.00 (+34.79%)	$17,249 (-61.57%)	$78,000 (+73.8%) Land $78,000
2022	$776.00	$44,880 Land $44,880	$44,880 Land $44,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Navigator Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Navigator Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250