1114 N Svc Rd, Union, MO 63084 Property Records

Franklin County property record for 1114 N Svc Rd, Union, MO 63084

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 2 ba · 1,775 sqft · built 1962
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Jan 2025)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-4-17.0-0-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`21-4-17.0-0-000-011.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Lot Area	113,256 sqft (2.6 acres)
Patio Area	280 sqft

Location & Zoning

Street Address	1114 N SERVICE RD
City	UNION
State	MO
Zip	63084-4462
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	ANU
Legal Description	SECOND CHANCE RVPT NW NW S OF OLD HWY 66 N OF HWY 44
Legal Range	1E
Legal Township	42N
Legal Section	17
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1074
Census Tract	800606

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1114 N SERVICE RD, UNION, MO 63084-4462
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage CENTRAL TRUST BANK
Jan 29, 2025	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Prior Sale	Jan 6, 2022
Deed Document Number	20252501021
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1114 N SERVICE RD, UNION, MO 63084-4462
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200265
Date	Jan 6, 2022
Instrument	2200265

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 29, 2025
Property Address	1114 N SERVICE RD, UNION, MO 63084-4462
Document Number	0002501021
Map Reference	DOC 0710377
Instrument Date	Jan 24, 2025
Instrument	2501021
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11600 MANCHESTER RD STE 200, 200, SAINT LOUIS, MO 63131-4691

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	955 SALEM WAY, ELLISVILLE, MO 63021-4762

Mortgage

Document Number	0002501022
Date	Jan 29, 2025
Instrument	2501022

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (+23.6%)	$48,320 (+11.43%)	$151,000 (+1.02%) Land $21,340 Building $129,660
2023	$2,606.00 (+7.69%)	$43,362	$149,470 Land $18,720 Building $130,750
2022	$2,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bays-ET Highspeed, BlueBit Networks.

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