Newaygo County property record for 1114 N Spruce Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-27-300-010 |
| Primary APN | 11-27-300-010 |
|---|
| Lot Area | 871,636 sqft (20 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1114 N SPRUCE AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | PT N 1/2 SW 1/4 COM W 1/4 COR S00D00'00W ALG W SEC LN 332.33 FT TO POB, TH N87D01'13E 2625.05 FT, TH S00D44'51E |
| Legal Range | 12W |
| Legal Township | 14N |
| Legal Section | 27 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WILCOX |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970700 |
Source: Newaygo County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1114 N SPRUCE AVE, WHITE CLOUD, MI 49349-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 1114 N SPRUCE AVE, WHITE CLOUD, MI 49349-8869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000470/0000006436 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 0000000470/0000006436 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 366 Months |
| Due | Jan 1, 2049 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Wilcox Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,300 (+33.83%) | $338,600 (+33.83%) | |
| 2025 | $3,360.00 (+11%) | ||
| 2023 | $126,500 | $253,000 | |
| 2022 | $3,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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