Schenectady County and Rotterdam Town property record for 1114 Inner Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,994 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Mar 2025) |
| Tax Bill | $6,883 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-11-5 |
| Primary APN | 422800 59.14-11-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Upper Floors Area | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 133 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1114 INNER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,2DM,DNT,CRPT COLDBROOK-473 5.-377-6 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 11 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 136 PALMER AVE, ROTTERDAM, NY 12306 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Balloon Mortgage JAMES AVIZA |
| Jan 11, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEY BANK NA |
| Mar 15, 2023 | Administrator's Deed, Transfer · Balloon Mortgage JAMES AVIZA |
| Dec 31, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 31, 2016 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Jun 8, 2023 · Amount on Record |
| Deed Document Number | 20255473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1114 INNER DR, SCHENECTADY, NY 12303-4211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9560, NISKAYUNA, NY 12309-0560 |
| Document Number | 0000022340 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 202522340 |
| Name | JAMES AVIZA |
|---|---|
| Type | Private Party |
| Address | 1757 STATE ST, SCHENECTADY, NY 12304 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 3, 2026 |
| Rate | 12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 11, 2024 |
| Property Address | 1114 INNER DR, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000002795 |
| Book / Page | 2123 / 329 |
| Map Reference | CAB F-24 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 202402795 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | NOT AVAILABLE, SPA CITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9560, NISKAYUNA, NY 12309-0560 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 DOGWOOD HILLS RD, NEWBURGH, NY 12550-2028 |
| Document Number | 0000002796 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 202402796 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 15, 2023 |
| Property Address | 1114 INNER DR, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000014682 |
| Book / Page | 2104 / 375 |
| Map Reference | CAB F-24 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 202314682 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 COUNTRY WAY, MADISON, CT 06443-1759 |
| Name | Verified Name |
|---|---|
| Address | 2138 LYNNWOOD DR, NISKAYUNA, NY 12309-2514 |
| Document Number | 0000014683 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 5294/177 |
| Instrument | 202314683 |
| Name | JAMES AVIZA |
|---|---|
| Type | Private Party |
| Address | 1757 STATE ST, SCHENECTADY, NY 12304 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jan 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1114 INNER DR, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000041554 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1114 INNER DR SCHENECTADY NY 123034211, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000041554 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 004787/000797 |
| Instrument | 41554 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1114 INNER DR, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000041552 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1114 INNER DR SCHENECTADY NY 123034211, SCHENECTADY, NY 12303-4211 |
| Document Number | 0000041552 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 004787/000778 |
| Instrument | 41552 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,883.00 (+1.7%) | ||
| 2025 | $6,768.00 | $184,400 (+33.62%) Land $11,300 Building $173,100 | $283,700 (+56.22%) Land $17,385 Building $266,315 |
| 2023 | $138,000 Land $11,300 Building $126,700 | $181,600 Land $14,870 Building $166,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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