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1114 Headwaters Ct, Matthews, NC 28104 Property Records

Union County property record for 1114 Headwaters Ct, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,168 sqft · built 2023
Lot Size0.176 acres (7,667 sqft)
Owner2 Company Names on Record
Last Sale$600,000 (Jun 2023)
Tax Bill$4,173 (2025)
Deeds & MortgagesJun 2025 Transfer
Jun 2023 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN07-147-901

Property Details

APN / Parcel Number

Primary APN07-147-901

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,168 sqft Living Area
1st Floor Area2,168 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area7,667 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1114 HEADWATERS CT
CityMATTHEWS
StateNC
Zip28104-8792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#17 COURTYARDS ON CHESTNUT LANE OPCQ881
Legal SubdivisionCOURTYARDS ON CHESTNUT LANE
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group2
Census Block2001
Census Tract20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1114 HEADWATERS CT, MATTHEWS, NC 28104-8792
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2025Intrafamily Transfer, Transfer
Jun 15, 2023Special Warranty Deed, Transfer · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Deed Document Number202314340
Deed Book / Page8728 / 69
Last Transfer DateJun 4, 2025
Transfer Doc0009147625
Record UpdatedOct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateJun 27, 2025
Property Address1114 HEADWATERS CT, MATTHEWS, NC 28104-8792
Document Number0009147625
Book / Page9147 / 625
Map ReferenceCAB Q FILE 881-883
Instrument DateJun 4, 2025
Instrument16198
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1114 HEADWATERS CT, MATTHEWS, NC 28104-8792

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1114 HEADWATERS CT, MATTHEWS, NC 28104-8792

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateJun 15, 2023
Property Address1114 HEADWATERS CT, MATTHEWS, NC 28104-8792
Document Number0000872869
Book / Page8728 / 69
Map ReferenceCAB Q FILE 881-883
Instrument DateJun 5, 2023
Instrument14340
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 STONEHENGE PKWY, DUBLIN, OH 43017-7572

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 HEADWATERS COURT, STALLINGS, NC 28104-8792

Mortgage

Document Number0000014341
DateJun 15, 2023
Instrument14341
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term824 Months
DueFeb 6, 2092
Interest
Rate TypeAdjustable Rate
Rate7.66%
Type Change DateAug 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$613,400 (-) Land $117,200 Building $496,200$613,400 (-) Land $117,200 Building $496,200
2025$4,173.00$613,400 Land $117,200 Building $496,200$613,400 Land $117,200 Building $496,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T, T-Mobile, Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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