1114 Ethel St, Algonquin, IL 60102 Property Records

McHenry County property record for 1114 Ethel St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,306 sqft · built 1978
Lot Size	0.175 acres (7,612 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2024)
Tax Bill	$6,214 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-28-329-016`

Property Details

APN / Parcel Number

Primary APN	`19-28-329-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
1st Floor Area	869 sqft
Basement Area	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,612 sqft (0.175 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1114 ETHEL ST
City	ALGONQUIN
State	IL
Zip	60102-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0002337 LT 9 BLK 7 LAKE IN THE HILLS ESTATES UNIT 12
Legal Subdivision	LAKE IN THE HILLS ESTATES UNIT 12
Legal Block	7
Legal Lot Number	9
Legal Unit	12
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871311

Owner

1114 Ethel St is owned by an individual who bought it in February 2024.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	35W420 CRESCENT DR, DUNDEE, IL 60118-9313
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Document Number	20242337
Prior Transfer Date	Jun 6, 2002
Prior Transfer Doc	0000048038
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 1, 2024
Property Address	1114 ETHEL ST, ALGONQUIN, IL 60102-3528
Document Number	0000002337
Map Reference	DOC 264707
Instrument Date	Dec 28, 2023
Instrument	2024R0002337
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 ETHEL ST, ALGONQUIN, IL 60102-3528

Mortgage

Document Number	0000002338
Date	Feb 1, 2024
Instrument	2024R0002338

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,214.00	$71,314 Land $5,126 Building $66,188	$213,942 Land $15,378 Building $198,564
2022		$37,803 Land $4,138 Building $33,665	$113,409 Land $12,414 Building $100,995

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1114 Ethel St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Ethel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20