1114 Elisabeth Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1114 Elisabeth Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,141 sqft · built 1991
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Apr 2020)
Tax Bill	$5,060 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Sale & Mortgage
APN	`04-19-0-206-004`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-206-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
Basement Area	2,141 sqft
Unfinished Basement	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1114 ELISABETH DR
City	O FALLON
State	IL
Zip	62269-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS 6TH ADD LOT/SEC-99 A02648218
Legal Subdivision	FAIRWOOD HILLS 6TH ADD
Legal Block	206
Legal Lot Number	99
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	504355

Owner

1114 Elisabeth Dr is owned and occupied by two individuals who bought it in April 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1114 ELISABETH DR, O FALLON, IL 62269-3532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Deed Document Number	20202648218
Prior Transfer Date	Nov 29, 2004
Prior Transfer Doc	00A1881076
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1114 ELISABETH DR, O FALLON, IL 62269-3532
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02706666
Date	Jul 6, 2021
Instrument	A02706666

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 15, 2020
Property Address	1114 ELISABETH DR, O FALLON, IL 62269-3532
Document Number	00A2648218
Instrument Date	Apr 14, 2020
Instrument	2648218
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN AND COUNTRY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1114 ELISABETH DR O FALLON IL 622693532, O FALLON, IL 62269-3532

Mortgage

Document Number	A2648219
Date	Apr 15, 2020
Instrument	2648219

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,633 (+9.62%) Land $14,908 Building $78,725	$280,899 (+9.62%) Land $44,724 Building $236,175
2024	$5,060.00	$85,416 Land $13,600 Building $71,816	$256,248 Land $40,800 Building $215,448
2022		$69,699 Land $11,098 Building $58,601	$209,097 Land $33,294 Building $175,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1114 Elisabeth Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Elisabeth Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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