1114 Columbus Rd, Delano, TN 37325 Property Records

Polk County property record for 1114 Columbus Rd, Delano, TN 37325

Property Summary

Property Type	Rural Home
Details	3 ba · 1,260 sqft · built 2007
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2019)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070017 00704`

Property Details

APN / Parcel Number

Primary APN	`070017 00704`
Alternative APN	`017 00704`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	114 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1114 COLUMBUS RD
City	DELANO
State	TN
Zip	37325-7629
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Legal Subdivision	COLUMBUS COUNTRY MANOR
Legal Lot Number	4
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	950201

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1114 COLUMBUS RD, DELANO, TN 37325-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	19002094
Deed Book / Page	WD318 / 169
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1114 COLUMBUS RD, DELANO, TN 37325-7629
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD550/237
Date	Oct 19, 2021
Book Page	TD550/237
Instrument	21002999

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 1, 2019
Property Address	1114 COLUMBUS RD, DELANO, TN 37325-7629
Document Number	0000002094
Book / Page	000318 / 000169
Instrument Date	Sep 19, 2019
Instrument	2094
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 COLUMBUS RD DELANO TN 37325, DELANO, TN 37325

Mortgage

Document Number	2095
Date	Oct 1, 2019
Book Page	000516/000001
Instrument	2095

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 Additional exemption filed	$102,875 (-) Land $5,450 Building $97,425
2024	$1,738.00 Additional exemption filed	$102,875 (-) Land $5,450 Building $97,425
2023	$1,738.00 (+12.06%) Additional exemption filed	$102,875 (+70.18%) Land $5,450 Building $97,425	$455,300 (+88.3%) Land $65,600 Building $389,700
2022	$1,551.00	$60,450 Land $5,175 Building $55,275	$241,800 Land $20,700 Building $221,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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