1114 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 1114 Clay Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,356 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$430,920 (May 2023)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`48-036000-000900-8`

Property Details

APN / Parcel Number

Primary APN	`48-036000-000900-8`
Alternative APNs	`4803600000090080111` `188543`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1114 CLAY AVE
City	WACO
State	TX
Zip	76706-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	ROSS LOT B BLOCK 23 ACRES .3
Legal Subdivision	ROSS
Legal Block	23
Legal Lot Number	B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3015 TRAILWOOD DR, MCKINNEY, TX 75070-7450
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Vendor's Lien, Transfer · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST
Jul 21, 2021	Vendor's Lien, Transfer · Line of Credit QUEST TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	202314640
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000028825
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 19, 2023
Property Address	1114 CLAY AVE, WACO, TX 76706-1723
Document Number	0000014640
Map Reference	DOC 20210028826
Instrument Date	May 18, 2023
Instrument	2023014640
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 LAWNMONT DR, ROUND ROCK, TX 78664-6829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SHIRLEY JEAN LN, COLLINSVILLE, TX 76233-1524
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014641
Date	May 19, 2023
Instrument	2023014641

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Min Rate At Change	7%
Max Rate At Change	9%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 21, 2021
Property Address	1114 CLAY AVE, WACO, TX 76706-1723
Document Number	0000028825
Map Reference	VOL 1 PG 9
Instrument Date	Jun 10, 2021
Instrument	2021028825
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6418 MAY DR, 6418, WACO, TX 76710-5648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19037 LEIGH LN, PFLUGERVILLE, TX 78660-3496

Mortgage

Document Number	0000028826
Date	Jul 21, 2021
Instrument	2021028826

Lender

Name	QUEST TRUST COMPANY
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,514 (+4.74%) Land $52,403 Building $213,111	$265,514 (+4.74%) Land $52,403 Building $213,111
2025	$5,699.00 (+0.04%)	$253,490 (+25.51%) Land $47,700 Building $205,790	$253,490 (+25.51%) Land $47,700 Building $205,790
2024	$5,697.00 (+25.84%)
2023		$201,970 Land $47,700 Building $154,270	$201,970 Land $47,700 Building $154,270
2022	$4,527.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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