1114 Chickasaw, Spiro, OK 74959 Property Records

Le Flore County property record for 1114 Chickasaw, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2009
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Jul 2019)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34580`

Property Details

APN / Parcel Number

Primary APN	`34580`
Alternative APN	`U015-00-004-000-0-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34580
Street Address	1114 CHICKASAW
City	SPIRO
State	OK
Zip	74959-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO INDIAN HILLS ADD BLK 4 LOT 7 B1744 P312 B1744 P314 B1947 P589 B2077 P880
Legal Range	25E
Legal Township	09N
Legal Section	22
Legal Subdivision	INDIAN HILLS
Legal Block	4
Legal Lot Number	7,B1744
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3047
Census Tract	40299

Owner

1114 Chickasaw is owned and occupied by two individuals who bought it in July 2019.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1114 CHICKASAW, SPIRO, OK 74959-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	20194618
Deed Book / Page	2077 / 880
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Recording Date	May 26, 2026
Property Address	1114 CHICKASAW, SPIRO, OK 74959-5026
Document Number	0000003873
Book / Page	2355 / 214
Instrument Date	Apr 30, 2026
Instrument	20263873
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CHICKASAW, SPIRO, OK 74959-5026

Mortgage

Document Number	0000003873,
Date	May 26, 2026
Book Page	2355/214
Instrument	20263873

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Aug 1, 2049

Interest

Rate	6.46%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1114 CHICKASAW, SPIRO, OK 74959-5026
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CHICKASAW, SPIRO, OK 74959-5026

Mortgage

Document Number	0022430534
Date	Dec 4, 2023
Book Page	2243/534
Instrument	8677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Aug 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1114 CHICKASAW, SPIRO, OK 74959-5026
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHICKASAW, SPIRO, OK 74959

Mortgage

Document Number	0021680555
Date	Dec 9, 2021
Book Page	2168/555
Instrument	10663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jul 5, 2019
Property Address	1114 CHICKASAW, SPIRO, OK 74959-5026
Document Number	0020770880
Book / Page	2077 / 0880
Instrument Date	Jul 3, 2019
Instrument	4618
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1114 CHICKASAW, SPIRO, OK 74959-5026

Mortgage

Document Number	0000004619
Date	Jul 5, 2019
Instrument	4619

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Chickasaw was $1,177 with a homeowner's exemption.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,697 (+2.99%) Land $906 Building $13,791	$133,619 (-16%) Land $8,240 Building $125,379
2025	$1,177.00 Homeowner's exemption	$14,270 Land $880 Building $13,390	$159,079 Land $8,000 Building $151,079
2023	$1,132.00 Homeowner's exemption	$13,451 Land $880 Building $12,571	$122,282 Land $8,000 Building $114,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Chickasaw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Chickasaw is high, ranking above 78% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: 360 Broadband, Verizon.

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