1114 Charles St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1114 Charles St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1950
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Nov 2021)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-10-208-003`

Property Details

APN / Parcel Number

Primary APN	`21-10-208-003`
Alternative APN	`18-10-231-003`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,720 sqft (0.131 acres)

Location & Zoning

Street Address	1114 CHARLES ST
City	OTTAWA
State	IL
Zip	61350-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BACH & EICHELKRAUT SUB OF PT LT 7, LT 3 BLK 1 SEC 10-33-3
Legal Range	03
Legal Township	33
Legal Section	10
Legal Subdivision	BACH & EICHELKRAUT SUB
Legal Block	1
Legal Lot Number	7-3
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1009
Census Tract	962800

Owner

1114 Charles St is owned and occupied by an individual who bought it in November 2021.

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1114 CHARLES ST, OTTAWA, IL 61350-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	202117788
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 15, 2021
Property Address	1114 CHARLES ST, OTTAWA, IL 61350-1718
Document Number	202117788
Map Reference	MB R PG 81
Instrument Date	Nov 12, 2021
Instrument	2021-17788
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2715 E 1959TH RD, 2715, OTTAWA, IL 61350-9259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CHARLES ST, OTTAWA, IL 61350-1718
Investor	Possibly a Property Investor

Mortgage

Document Number	202117789
Date	Nov 15, 2021
Instrument	2021-17789

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 24, 2020
Property Address	1114 CHARLES ST, OTTAWA, IL 61350-1718
Document Number	202010954
Instrument Date	Jul 14, 2020
Instrument	202010954
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Tax	$46.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CHARLES ST, OTTAWA, IL 61350-1718

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Charles St was $5,748, up 8.7% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (+8.68%)	$63,303 Land $5,828 Building $57,475	$189,909 Land $17,484 Building $172,425
2024	$5,289.00
2023		$51,339 (+10.18%) Land $4,727 Building $46,612	$154,017 (+10.18%) Land $14,181 Building $139,836
2022		$46,595 Land $5,903 Building $40,692	$139,785 Land $17,709 Building $122,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1114 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50

May also be available: Surf Internet, Verizon.

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