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1114 Cepeda Way, Galt, CA 95632 Property Records

Sacramento County property record for 1114 Cepeda Way, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,698 sqft · built 2020
Lot Size0.217 acres (9,452 sqft)
Owner2 Individual Names on Record
Last Sale$720,000 (Dec 2022)
Tax Bill$9,534 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN150-0770-024-0000

Property Details

APN / Parcel Number

Primary APN150-0770-024-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,698 sqft Living Area
1st Floor Area2,698 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,452 sqft (0.217 acres)
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1114 CEPEDA WAY
CityGALT
StateCA
Zip95632-3189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionRIVER OAKS 3C, LOT 224, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionRIVER OAKS 3C
Legal Lot Number224
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1026
Census Tract9409

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1114 CEPEDA WAY, GALT, CA 95632-3189
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 29, 2022Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 29, 2022Grant Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Nov 1, 2021Intrafamily Transfer, Transfer
Mar 8, 2021Intrafamily Transfer, Transfer
Jun 15, 2020Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO
Jun 10, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleJun 10, 2020 · Amount on Record
Deed Book / Page20221229 / 898
Prior Transfer DateOct 27, 2021
Prior Transfer Doc2021000685
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateDec 29, 2022
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number0000000896
Map ReferenceMB 407 PG 7
Instrument DateDec 23, 2022
Instrument2022122900896
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 CEPEDA WAY, GALT, CA 95632-3189

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateDec 29, 2022
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number0000000897
Map ReferenceMB 407 PG 7
Instrument DateDec 13, 2022
Instrument2022122900897
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 CEPEDA WAY, GALT, CA 95632-3189
InvestorPossibly a Property Investor

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 29, 2022
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number0000000898
Map ReferenceMB 407 PG 7
Instrument DateNov 22, 2022
Instrument2022122900898
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1114 CEPEDA WAY, GALT, CA 95632-3189

Mortgage

Document Number0000000899
DateDec 29, 2022
Instrument2022122900899
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 1, 2021
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number2021110100685
Map ReferenceMB 407 PG 7
Instrument DateOct 27, 2021
Instrument2021110100685
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 CEPEDA WAY, GALT, CA 95632-3189

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMar 8, 2021
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number0000000776
Map ReferenceMB 407 PG 7
Instrument DateFeb 24, 2021
Instrument202103080776
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1114 CEPEDA WAY, GALT, CA 95632-3189

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJun 15, 2020
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number2006150596
Instrument DateJun 8, 2020
Instrument2006150596
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1114 CEPEDA WAY GALT CA 956323189, GALT, CA 95632-3189

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 10, 2020
Property Address1114 CEPEDA WAY, GALT, CA 95632-3189
Document Number2006101876
Instrument DateJun 8, 2020
Instrument2006101876
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$619.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 CEPEDA WAY GALT CA 956323189, GALT, CA 95632-3189

Mortgage

Document Number2006101877
DateJun 10, 2020
Instrument2006101877
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$764,069 (+2%) Land $132,651 Building $631,418
2025$9,534.00 (+4.27%) Homeowner's exemption$749,088 (+4.04%) Land $130,050 Building $619,038
2024$9,144.00 (+1.85%)
2023$8,978.00 (+16.63%) Homeowner's exemption$720,000 Land $125,000 Building $595,000
2022$7,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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