1114 Central Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 1114 Central Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1872
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (May 2016)
Tax Bill	$2,163 (2026)
Deeds & Mortgages	Apr 2023 Refinance Feb 2018 Mortgage
APN	`060300 96.15-2-56`

Property Details

APN / Parcel Number

Primary APN	`060300 96.15-2-56`
Alternative APNs	`03000960150002056000` `030019980`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	470 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030019980
Street Address	1114 CENTRAL AVE
City	DUNKIRK
State	NY
Zip	14048-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	60 X 160 RES.; OLD APN: 060300 64-1-3
Legal Block	2
Legal Lot Number	56.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3011
Census Tract	35700

Owner

1114 Central Ave is owned by two individuals who bought it in May 2016.

Source: Chautauqua County and Dunkirk City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 E MAIN ST, FREDONIA, NY 14063-1445
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN DIVISION FCU
Feb 26, 2018	Deed of Trust, Mortgage CATTARAUGUS COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on File
Deed Sale	May 27, 2016 · Amount on File
Deed Book / Page	2016 / 3314
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0000002014/000000646
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	1114 CENTRAL AVE, DUNKIRK, NY 14048-3423
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2023001953
Date	Apr 17, 2023
Instrument	MT2023001953

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	1114 CENTRAL AVE, DUNKIRK, NY 14048-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018001555
Date	Feb 26, 2018
Instrument	MT2018001555

Lender

Name	CATTARAUGUS COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1114 Central Ave was $2,163, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,163.00 (+3.34%)
2025	$2,093.00	$52,000 Land $4,200 Building $47,800	$118,182 Land $9,545 Building $108,637
2023		$52,000 (-) Land $4,200 Building $47,800	$94,545 (+14.54%) Land $7,636 Building $86,909
2022		$52,000 Land $4,200 Building $47,800	$82,540 Land $6,667 Building $75,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1114 Central Ave; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–1986)
Most Recent Claim	Aug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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