1114 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 1114 Cedar St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,752 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$120,333 (Jun 2026)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Dec 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`72-0840-0046-00-1`

Property Details

APN / Parcel Number

Primary APN	`72-0840-0046-00-1`
Alternative APN	`11-72-0840-0046-00-1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,752 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1114 CEDAR ST
City	NILES
State	MI
Zip	49120-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 46 JACOB BEESON'S ADD TO NILES
Legal Subdivision	JACOB BEESONS ADD
Legal Lot Number	46
Legal Unit	46
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2032
Census Tract	20900

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17160 WHEATRIDGE CT, GRANGER, IN 46530-9769
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2006	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Aug 28, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Dec 13, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jun 4, 2026	Deed, Transfer · Construction Mortgage DOMINION FINANCIAL SERVICES 3 LLC
Apr 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 12, 2025	Sheriff's Deed, Foreclosure
Mar 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 22, 2021	Deed, Transfer BEST HMS TITLE AGENCY LLC, BEST HOMES TITLE AGENCY LLC
Oct 6, 2020	Sheriff's Deed, Foreclosure
Apr 16, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	2026462531
Deed Book / Page	3479 / 239
Prior Transfer Date	Apr 27, 2026
Prior Transfer Doc	0000459648
Record Updated	Sep 20, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02728/0938
Date	Jul 25, 2006
Book Page	2728/0938

Lender

Name	HOUSEHOLD FINANCE CORPORATION III
Type	Funding / Finance Company
Address	5668 GRAPE RD, MISHAWAKA, IN 46545

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, NILES, MI 49120-2634

Mortgage

Document Number	03417/1457
Date	Dec 11, 2023
Book Page	3417/1457
Instrument	2023394435

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34471

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2052

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, NILES, MI 49120-2634

Mortgage

Document Number	0003433/61
Date	Aug 28, 2024
Book Page	3433/61
Instrument	2024412760

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, NILES, MI 49120-2634

Mortgage

Document Number	03440/3458
Date	Dec 13, 2024
Book Page	3440/3458
Instrument	2024420406

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Mar 1, 2052

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 4, 2026
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	0000462531
Book / Page	3479 / 239
Instrument Date	May 26, 2026
Instrument	2026462531
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$91,152.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000462532,
Date	Jun 4, 2026
Instrument	2026462532

Lender

Name	DOMINION FINANCIAL SERVICES 3 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Feb 28, 2027

Interest

Rate	6.23%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 28, 2026
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	0000459648
Book / Page	3476 / 533
Instrument Date	Apr 27, 2026
Instrument	2026459648
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 12, 2025
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	03459/3405
Book / Page	3459 / 3405
Map Reference	LB E PG 468
Instrument Date	Sep 5, 2025
Instrument	2025441518
Transaction Type	Foreclosure
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475-9078

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 30, 2022
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	003369/947
Book / Page	3369 / 947
Map Reference	LB E PG 468
Instrument Date	Mar 3, 2022
Instrument	2022349033
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 KEYBAN S MICHIGAN STREET #202202, 202202, SOUTH BEND, IN 46601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1114 CEDAR ST, NILES, MI 49120-2634

Mortgage

Document Number	0003369949
Date	Mar 30, 2022
Instrument	3369/949

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Mortgage

Document Number	003369/966
Date	Mar 30, 2022
Book Page	3369/966
Instrument	2022349035

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 22, 2021
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	03314/1877
Book / Page	3314 / 1877
Map Reference	LB E PG 468
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	BEST HMS TITLE AGENCY LLC, BEST HOMES TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 N LINCOLN AVE, NILES, MI 49120-1502

October 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 6, 2020
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	003294/575
Book / Page	3294 / 575
Map Reference	LB E PG 468
Instrument Date	Oct 1, 2020
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 16, 2010
Property Address	1114 CEDAR ST, NILES, MI 49120-2634
Document Number	02918/0754
Book / Page	2918 / 0754
Map Reference	LB E PG468
Instrument Date	Apr 16, 2010
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 CEDAR ST, NILES, MI 49120-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, NILES, MI 49120-2634

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,500 (+7.14%)	$165,000 (+7.14%)
2025	$2,354.00 (+2.44%) Homeowner's exemption	$77,000 (+32.08%)	$154,000 (+32.08%)
2024	$2,298.00 (+33.45%)
2023		$58,300	$116,600
2022	$1,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Midwest Energy Cooperative, T-Mobile USA.

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