1114 Cayuga St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1114 Cayuga St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,620 sqft · built 1963
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$102,700 (Oct 2018)
Tax Bill$2,753 (2026)
Deeds & MortgagesJun 2022 Line of Credit
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 243.014-2-9

Property Details

APN / Parcel Number

Primary APN301301 243.014-2-9
Alternative APNs
  • 130124301400020090000000
  • 301301 243.014-0002-009
  • 01530 01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area499 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Width68 ft Width
PorchSlab
Porch Area28 sqft
Patio Area468 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number01530 01
Street Address1114 CAYUGA ST
CityROME
StateNY
Zip13440-6130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionH&L#21 PT#22 68X140
Legal Block2
Legal Lot Number9.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group4
Census Block4022
Census Tract22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1114 CAYUGA ST, ROME, NY 13440-6130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
GPO FCU
Oct 1, 2018Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleJul 9, 2008 · Amount on Record
Deed Document Number201813916
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1114 CAYUGA ST, ROME, NY 13440-6130
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009534
DateJun 15, 2022
Instrument2022-009534
Lender
NameGPO FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 1, 2018
Property Address1114 CAYUGA ST, ROME, NY 13440-6130
Document Number0000013916
Instrument DateSep 20, 2018
Instrument13916
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$388.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 WATSON PL UTICA NY 135025207, UTICA, NY 13502-5207

Mortgage

Document Number13917
DateOct 1, 2018
Instrument13917
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,753.00
2025$58,600 (-) Land $9,100 Building $49,500$137,882 (+6.78%) Land $21,412 Building $116,470
2023$58,600 (-) Land $9,100 Building $49,500$129,132 (+17.92%) Land $20,053 Building $109,079
2022$4,004.00$58,600 Land $9,100 Building $49,500$109,512 Land $17,006 Building $92,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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