1114 Cardinal Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 1114 Cardinal Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1999
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,616 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00REF41977`

Property Details

APN / Parcel Number

Primary APN	`00REF41977`
Alternative APNs	`06-1010-35-4-59-33-0000` `R0628884`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF41977
Street Address	1114 CARDINAL DR
City	BELGRADE
State	MT
Zip	59714-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHVIEW SUB PH 1, S35, T01 N, R04 E, BLOCK 2, LOT 17, PLAT J-262
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHVIEW SUB PH 1
Legal Block	2
Legal Lot Number	17
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2045
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1114 CARDINAL DR, BELGRADE, MT 59714-8371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1114 CARDINAL DR, BELGRADE, MT 59714-8371
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002707215
Date	Nov 4, 2020
Instrument	2707215

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1114 CARDINAL DR, BELGRADE, MT 59714-8371
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002642808
Date	Apr 23, 2019
Instrument	2642808

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,616.00 (-31.45%)	$486,900 (+10.51%)	$486,900 (+10.51%) Land $183,766 Building $303,134
2023	$3,816.00	$440,600	$440,600 Land $122,375 Building $318,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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