1114 Bent Pine Cir, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1114 Bent Pine Cir, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,959 sqft · built 1977
Lot Size0.326 acres (14,221 sqft)
OwnerIndividual Name on Record
Last Sale$297,500 (Sep 2020)
Tax Bill$4,031 (2023)
Deeds & MortgagesSep 2020 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-491-52

Property Details

APN / Parcel Number

Primary APN213-491-52

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,959 sqft Heated Area
Gross Area2,048 sqft
1st Floor Area1,041 sqft
Upper Floors Area918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,221 sqft (0.326 acres)
PorchPorch
Porch Area32 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number213-491-52
Street Address1114 BENT PINE CIR
CityCHARLOTTE
StateNC
Zip28270-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL12 B8 M17-460
Legal SubdivisionSARDIS WOODS
Legal Block8
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5811

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1114 BENT PINE CIR, CHARLOTTE, NC 28270-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
Aug 22, 2017Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Document Number0003507844
Deed Book / Page35078 / 44
Record UpdatedJun 7, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 21, 2020
Property Address1114 BENT PINE CIR, CHARLOTTE, NC 28270-1430
Document Number0000152650
Book / Page35078 / 44
Map ReferenceMB 17 PG 460
Instrument DateSep 21, 2020
Instrument2020152650
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7000 HOLLY GROVE CT, 7000, MATTHEWS, NC 28104-8734

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 BENT PINE CIR, CHARLOTTE, NC 28270-1430

Mortgage

Document Number0000152651
DateSep 21, 2020
Instrument2020152651
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate6%
Change Frequency5 Years
Min Rate At Change5.75%
Index5-Year CMT
Max Rate6%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 22, 2017
Property Address1114 BENT PINE CIR, CHARLOTTE, NC 28270-1430
Document Number0000113686
Book / Page032060 / 000316
Instrument DateAug 22, 2017
Instrument113686
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1114 BENT PINE CIR CHARLOTTE NC 282701430, CHARLOTTE, NC 28270-1430

Mortgage

Document Number113687
DateAug 22, 2017
Book Page032060/000320
Instrument113687
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1995)
Most Recent ClaimAug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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