11137 109th Ln, Largo, FL 33778 Property Records

Pinellas County property record for 11137 109th Ln, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1957
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Apr 2020)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6469-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6469-1`
Alternative APNs	`15-30-15-64458-000-0690` `301515644580000690` `R163772`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,553 sqft
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	253 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R163772
Street Address	11137 109TH LN
City	LARGO
State	FL
Zip	33778-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE MANOR 1ST ADD LOT 69
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	ORANGE MANOR 1ST ADD
Legal Tract	64458
Legal Lot Number	69
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2015
Census Tract	25116

Owner

11137 109th Ln is owned and occupied by two individuals who acquired it in September 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11137 109TH LN, LARGO, FL 33778-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2020126397
Deed Book / Page	20968 / 1521
Last Transfer Date	Sep 2, 2025
Transfer Doc	0232890082
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 9, 2025
Property Address	11137 109TH LN, LARGO, FL 33778-3325
Document Number	0232890082
Book / Page	23289 / 82
Map Reference	MB 45 PG 69
Instrument Date	Sep 2, 2025
Instrument	2025258278
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11137 109TH LN, LARGO, FL 33778-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11137 109TH LN, LARGO, FL 33778-3325
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 16, 2020
Property Address	11137 109TH LN, SEMINOLE, FL 33778-3325
Document Number	0209681521
Book / Page	20968 / 1521
Map Reference	MB 45 PG 69
Instrument Date	Apr 9, 2020
Instrument	2020126397
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9241 122ND TER, 9241, LARGO, FL 33773-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11137 109TH LN, LARGO, FL 33778-3325
Investor	Possibly a Property Investor

Mortgage

Document Number	0209681523
Date	Apr 16, 2020
Instrument	20968/1523

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 19, 2018
Property Address	11137 109TH LN, SEMINOLE, FL 33778-3325
Document Number	0200942111
Book / Page	20094 / 2111
Map Reference	MB 45 PG 69
Instrument Date	Jun 14, 2018
Instrument	2018193725
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,123.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5925 TERRACE PARK DR N # N105, 5925, SAINT PETERSBURG, FL 33709-1178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11137 109TH LN, LARGO, FL 33778-3325

Mortgage

Document Number	2018193726
Date	Jun 19, 2018
Instrument	2018193726

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11137 109th Ln was $3,262, up 7.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+7.3%)	$214,615 (+2.9%)	$291,858 (+7%) Land $117,662 Building $174,196
2024	$3,040.00 (+3.23%) Homeowner's exemption	$208,567 (+3%)	$272,765 (-2.69%) Land $125,957 Building $146,808
2023	$2,945.00 (+2.83%) Homeowner's exemption	$202,492 (+3%)	$280,303 (+18.34%) Land $142,191 Building $138,112
2022	$2,864.00 Homeowner's exemption	$196,594	$236,861 Land $134,633 Building $102,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11137 109th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11137 109th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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