11135 N Arctic Falls Loop, Hayden, ID 83835 Property Records

Kootenai County property record for 11135 N Arctic Falls Loop, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,205 sqft · built 2019
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0K4150010040`

Property Details

APN / Parcel Number

Primary APN	`0K4150010040`
Alternative APN	`328858`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,205 sqft Living Area
1st Floor Area	2,766 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Garage Area	1,599 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	328858
Street Address	11135 N ARCTIC FALLS LOOP
City	HAYDEN
State	ID
Zip	83835-6048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALLS AT HAYDEN LAKE AMENDED, LT 4 BLOCK 1 1751N03W
Legal Range	03W
Legal Township	51N
Legal Section	17
Legal Subdivision	HAYDEN LAKE
Legal Block	1
Legal Lot Number	4
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3028
Census Tract	1801

Owner

11135 N Arctic Falls Loop is owner-occupied and held in a trust since September 2023.

Source: Kootenai County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 14, 2023	Warranty Deed, Transfer NOT AVAILABLE, KOOTENAI COUNTY TITLE CO
Oct 24, 2019	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Sep 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Sep 11, 2019	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023
Deed Sale	Sep 14, 2023
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	20232948138
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0002917870
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048

Mortgage

Document Number	2959354000
Date	Jan 29, 2024
Instrument	2959354000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 14, 2023
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Document Number	2948138000
Map Reference	MB K PG 415
Instrument Date	Sep 12, 2023
Instrument	2948138000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2719129000
Date	Oct 24, 2019
Instrument	2719129000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835

Mortgage

Document Number	2805866000
Date	Jan 19, 2021
Instrument	2805866000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2889298000
Date	Mar 2, 2022
Instrument	2889298000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2885151000
Date	Feb 2, 2022
Instrument	2885151000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 28, 2021
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Document Number	2861985000
Map Reference	MB K PG 415
Instrument Date	Sep 21, 2021
Instrument	2861985000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048

Mortgage

Document Number	2861986000
Date	Sep 28, 2021
Instrument	2861986000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.59%
Index	5-Year CMT
Max Rate	7.59%

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 11, 2019
Property Address	11135 N ARCTIC FALLS LOOP, HAYDEN, ID 83835-6048
Document Number	2711513000
Map Reference	MB K PG 415
Instrument Date	Sep 9, 2019
Instrument	2711513000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11135 N ARTIE FALLS LP, HAYDEN, ID 83835

Mortgage

Document Number	2711514000
Date	Sep 11, 2019
Instrument	2711514000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 11135 N Arctic Falls Loop was $6,052 with a homeowner's exemption, down 11.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,052.00 (-11.16%) Homeowner's exemption	$1,834,736 Land $625,000 Building $1,209,736	$1,834,736 Land $625,000 Building $1,209,736
2024	$6,812.00 (+10.62%)
2023	$6,158.00 (-16.47%) Homeowner's exemption	$2,101,314 (+1.2%) Land $625,000 Building $1,476,314	$2,101,314 (+1.2%) Land $625,000 Building $1,476,314
2022	$7,372.00 Homeowner's exemption	$2,076,314 Land $600,000 Building $1,476,314	$2,076,314 Land $600,000 Building $1,476,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11135 N Arctic Falls Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11135 N Arctic Falls Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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