11133 Ledgement Ln, Windermere, FL 34786 Property Records

Orange County property record for 11133 Ledgement Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,163 sqft · built 2003
Lot Size	0.333 acres (14,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$997,500 (Apr 2024)
Tax Bill	$12,361 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-28-3101-01-640`

Property Details

APN / Parcel Number

Primary APN	`19-23-28-3101-01-640`
Alternative APNs	`282319310101640` `284755` `289605`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,163 sqft Living Area
Gross Area	4,239 sqft
1st Floor Area	2,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,508 sqft (0.333 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11133 LEDGEMENT LN
City	WINDERMERE
State	FL
Zip	34786-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	GLENMUIR UT 2 51/42 LOT 164
Legal Range	28E
Legal Township	23S
Legal Section	19
Legal Subdivision	GLENMUIR UT 2
Legal Tract	3101
Legal Block	1
Legal Lot Number	164
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2014
Census Tract	17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11133 LEDGEMENT LN, WINDERMERE, FL 34786-6418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Dec 14, 2009 · Amount on Record
Deed Document Number	2024202119
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 8, 2024
Property Address	11133 LEDGEMENT LN, WINDERMERE, FL 34786-6418
Document Number	0000202119
Map Reference	MB 51 PG 42-44
Instrument Date	Apr 5, 2024
Instrument	20240202119
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	PREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,982.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2536, WINDERMERE, FL 34786-2536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11133 LEDGEMENT LN, WINDERMERE, FL 34786-6418

Mortgage

Document Number	0000202120
Date	Apr 8, 2024
Instrument	20240202120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,060 (-1.34%) Land $175,000 Building $585,060	$760,060 (-1.34%) Land $175,000 Building $585,060
2025	$12,361.00 (+101.58%)	$770,410 (+100.54%) Land $175,000 Building $595,410	$770,410 (+23.77%) Land $175,000 Building $595,410
2024	$6,132.00 (+7.26%)
2023	$5,717.00 (+3.48%) Homeowner's exemption	$384,172 (+3%)	$622,468 (+14.86%) Land $95,000 Building $527,468
2022	$5,525.00 Homeowner's exemption	$372,983	$541,949 Land $95,000 Building $446,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20