11131 Monarch St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11131 Monarch St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on File
Last Sale	$74,900 (Aug 2001)
Tax Bill	$300 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0943-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0943-0200`
Alternative APNs	`00588162` `588162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	180 sqft
Patio Area	24 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00588162
Street Address	11131 MONARCH ST
City	SPRING HILL
State	FL
Zip	34609-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 943 LOT 20
Legal Range	18E
Legal Township	23S
Legal Section	18
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	943
Legal Lot Number	20
Legal Unit	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1032
Census Tract	41006

Owner

The current owner of 11131 Monarch St bought it in August 2001.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Owner Names on File
Mailing Address	11131 MONARCH ST, SPRING HILL, FL 34609-2762
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on File
Deed Sale	Aug 7, 2001 · Amount on File
Prior Sale	Nov 22, 2000 · Amount on File
Deed Document Number	0144400659
Deed Book / Page	01444 / 00659
Record Updated	Jun 8, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	11131 MONARCH ST, SPRING HILL, FL 34609-2762
Document Number	0034640460
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11131 MONARCH ST SPRING HILL FL 346092762, SPRING HILL, FL 34609-2762

Mortgage

Document Number	0034640460
Date	Apr 28, 2017
Book Page	003464/000460
Instrument	23989

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 11131 Monarch St was $300 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 Additional exemption filed	$52,457	$182,800 Land $36,419 Building $146,381
2023		$49,494 (+3%) Land $49,494
2022	$296.00 Homeowner's exemption Disabled Person's exemption	$48,052	$176,220 Land $30,106 Building $146,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11131 Monarch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11131 Monarch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50