11130 Dumbarton Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11130 Dumbarton Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,808 sqft · built 1975
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Mar 2026)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-022862`

Property Details

APN / Parcel Number

Primary APN	`03-022862`
Alternative APNs	`3022862` `022862`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,808 sqft Total Area
Basement Area	754 sqft
Finished Basement	754 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	143,748 sqft (3.3 acres)
Deck Area	260 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022862
Street Address	11130 DUMBARTON DR
City	DUNKIRK
State	MD
Zip	20754-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 13 SEC 1 DUNKIRK WOODS
Legal Subdivision	DUNKIRK WOODS
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

Source: Calvert County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Mar 30, 2026	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jan 10, 1989 · Amount on Record
Deed Book / Page	6876 / 302
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0052700385
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061110378
Date	Oct 14, 2021
Book Page	6111/378

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796

Mortgage

Document Number	0062680003
Date	Apr 25, 2022
Book Page	6268/3

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 30, 2026
Property Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Document Number	0068760302
Book / Page	6876 / 302
Map Reference	MB JLB 2 PL 69
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796

Mortgage

Document Number	0006876309
Date	Mar 30, 2026
Instrument	6876/309

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053070324
Date	Jan 15, 2019
Book Page	5307/324

Lender

Name	TOWER FCU
Type	Credit Union
Address	ANNAPOLIS JUNCTION, MD 20701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 22, 2018
Property Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796
Document Number	0052700385
Book / Page	5270 / 385
Map Reference	MB JLB2 PL69
Instrument Date	Oct 11, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATG TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11130 DUMBARTON DR, DUNKIRK, MD 20754-9796

Mortgage

Document Number	0005270388
Date	Oct 22, 2018
Instrument	5270/388

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,049.00 (+20.85%) Homeowner's exemption	$447,400 (+11.26%) Land $176,600 Building $270,800	$447,400 (-) Land $176,600 Building $270,800
2023	$4,178.00 Homeowner's exemption	$402,133	$447,400 Land $176,600 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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