11130 Broken Bit Ln, Ashland, VA 23005 Property Records

Hanover County property record for 11130 Broken Bit Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,077 sqft · built 2007
Lot Size	10.1 acres (441,263 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2006)
Tax Bill	$9,504 (2026)
Deeds & Mortgages	Oct 2021 Refinance Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7778-00-8442`

Property Details

APN / Parcel Number

Primary APN	`7778-00-8442`
Alternative APN	`10194317`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,077 sqft Living Area
Gross Area	5,962 sqft
1st Floor Area	372 sqft
Basement Area	2,257 sqft
Unfinished Basement	2,257 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	441,263 sqft (10.1 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	525 sqft
Porch	Slab
Deck Area	99 sqft
Patio Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10194317
Street Address	11130 BROKEN BIT LN
City	ASHLAND
State	VA
Zip	23005-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CEDAR RIDGE ESTATES LOT 9 SEC 2
Legal Subdivision	CEDAR RIDGE ESTATES
Legal Lot Number	9
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1036
Census Tract	320400

Owner

11130 Broken Bit Ln is owned and occupied by an individual who bought it in May 2006.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	11130 BROKEN BIT LN, ASHLAND, VA 23005-7551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2006 · Amount on File
Deed Sale	May 5, 2006 · Amount on File
Deed Book / Page	2703 / 608
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	11130 BROKEN BIT LN, ASHLAND, VA 23005-7551
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33322100
Date	Oct 20, 2021
Book Page	3332/2100
Instrument	20211020000222770

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	11130 BROKEN BIT LN, ASHLAND, VA 23005-7551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31831709
Date	Sep 26, 2017
Book Page	3183/1709
Instrument	20170926000124030

Lender

Name	BNY MELLON NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11130 Broken Bit Ln was $9,504.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,504.00	$1,173,400 Land $170,300 Building $1,003,100	$1,173,400 Land $170,300 Building $1,003,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11130 Broken Bit Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11130 Broken Bit Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broken Bit Ln

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