Clay County property record for 1113 Willow Ln, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,200 (Nov 2013) |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-408-00-14-009.00 |
| Primary APN | 15-408-00-14-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 165 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 120 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1113 WILLOW LN |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY MEADOWS 7TH PLAT LT 258 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | CLAY MEADOWS 7TH |
| Legal Lot Number | 258 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21601 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1113 WILLOW LN, LIBERTY, MO 64068-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on Record |
| Deed Sale | Nov 5, 2013 · Amount on Record |
| Prior Sale | Nov 5, 2013 |
| Deed Document Number | 201342106 |
| Deed Book / Page | 7212 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1113 WILLOW LN, LIBERTY, MO 64068-4355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 113 WILLOW LANE, LIBERTY, MO 64068 |
| Document Number | 0000033671 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 10079/63 |
| Instrument | 2025033671 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1113 WILLOW LN, LIBERTY, MO 64068-4355 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1113 WILLOW LN, LIBERTY, MO 64068-4355 |
| Document Number | 0000000914 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 9680/43 |
| Instrument | 2024000914 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1113 WILLOW LN, LIBERTY, MO 64068-4355 |
| Document Number | 0000019626 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1113 WILLOW LN LIBERTY MO 640684355, LIBERTY, MO 64068-4355 |
| Document Number | 0000019626 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 007984/000024 |
| Instrument | 19626 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,871.00 (+1.92%) | $53,870 (+10.93%) | $283,526 (+10.94%) |
| 2023 | $3,798.00 (+25.47%) | $48,560 | $255,578 |
| 2019 | $3,027.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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