1113 Stump Ln, Key West, FL 33040 Property Records

Monroe County property record for 1113 Stump Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 1938
Lot Size	0.106 acres (4,616 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Jul 2023)
Tax Bill	$12,402 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00007170-000000`

Property Details

APN / Parcel Number

Primary APN	`00007170-000000`
Alternative APNs	`01010100007170000000` `1007439`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,616 sqft (0.106 acres)
Lot Dimensions	100 ft deep x 47 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	30 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1007439
Street Address	1113 STUMP LN
City	KEY WEST
State	FL
Zip	33040-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HHDR
Legal Description	KW PT LT 4 SQR 44 D3-326 OR478-479 OR1032-1269 OR1032-1270 OR1033-969 OR2544-1871 OR2544-1870 OR2549-2043 OR3236-0944
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	WILLIAM A WHITEHEADS MAP
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3005
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1113 Stump Ln is owned by a company that bought it in July 2023.

Source: Monroe County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	1128 SIMONTON ST, KEY WEST, FL 33040-3181
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit GULF ATLANTIC BANK
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit BROWNING SIBLING INVESTMENT FUND LLC
Jul 31, 2023	Deed, Transfer · Balloon Mortgage BROWNING SIBLING INVESTMENT FUND LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Deed Document Number	20232426788
Deed Book / Page	3236 / 944
Prior Transfer Date	Jan 5, 2012
Prior Transfer Doc	0025492043
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1113 STUMP LN, KEY WEST, FL 33040-7148
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032600913
Date	Jan 30, 2024
Book Page	3260/913
Instrument	2449431

Lender

Name	GULF ATLANTIC BANK
Type	Bank
Address	2222 N ROOSEVELT BLVD, KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 30, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1113 STUMP LN, KEY WEST, FL 33040-7148
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032600910
Date	Jan 30, 2024
Book Page	3260/910
Instrument	2449430

Lender

Name	BROWNING SIBLING INVESTMENT FUND LLC
Address	1113 STUMP LN, KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Jul 31, 2023
Property Address	1113 STUMP LN, KEY WEST, FL 33040-7148
Document Number	0032360944
Book / Page	3236 / 944
Instrument Date	Jul 26, 2023
Instrument	2426788
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 CROSSGATE DR, ELMORE, AL 36025-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 SIMONTON ST, KEY WEST, FL 33040-3181

Mortgage

Document Number	0003236949
Date	Jul 31, 2023
Instrument	3236/949

Lender

Name	BROWNING SIBLING INVESTMENT FUND LL
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1113 Stump Ln was $12,402, down 15.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,402.00 (-15.67%)	$1,554,420 Land $1,332,178 Building $222,242	$1,554,420 Land $1,332,178 Building $222,242
2024	$14,706.00 (+3,055.79%)
2023	$466.00 (+4.48%) Homeowner's exemption	$794,177 (+3%)	$1,479,446 (+27.78%) Land $1,262,938 Building $216,508
2022	$446.00 Homeowner's exemption	$771,046	$1,157,786 Land $936,125 Building $221,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1113 Stump Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 11 condo units
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1113 Stump Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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