1113 Payne Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 1113 Payne Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,105 sqft · built 1992
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Oct 2019)
Tax Bill	$4,935 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-051-041-000`

Property Details

APN / Parcel Number

Primary APN	`039-051-041-000`
Alternative APN	`0395141`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,105 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Wood
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0395141
Street Address	1113 PAYNE AVE
City	MODESTO
State	CA
Zip	95351-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:8416
Legal Subdivision	NORTH WOOD
Legal Block	8416
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2008
Census Tract	2701

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit OAK VALLEY COMMUNITY BANK
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Aug 17, 2007
Deed Document Number	2019-0070917
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003648
Date	Jan 26, 2026
Instrument	2026-0003648

Lender

Name	OAK VALLEY COMMUNITY BANK
Type	Bank
Address	MODESTO, CA 95356

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 PAYNE AVE, MODESTO, CA 95351-4873

Mortgage

Document Number	0000107356
Date	Nov 18, 2021
Instrument	2021-0107356

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 11, 2019
Property Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Document Number	0000070917
Map Reference	VOL 31 PG 51
Instrument Date	Oct 3, 2019
Instrument	2019-0070917
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070918
Date	Oct 11, 2019
Instrument	2019-0070918

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1113 PAYNE AVE, MODESTO, CA 95351-4873
Document Number	0000013958
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1113 PAYNE AVE MODESTO CA 953514873, MODESTO, CA 95351-4873

Mortgage

Document Number	0000013958
Date	Feb 28, 2017
Instrument	13958

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2032

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,935.00 (+9.69%) Homeowner's exemption	$425,422 (+4.04%) Land $120,298 Building $305,124
2023	$4,499.00 (+0.9%) Homeowner's exemption	$408,905 Land $115,628 Building $293,277
2022	$4,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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