1113 James St SW, Cullman, AL 35055 Property Records

Cullman County property record for 1113 James St SW, Cullman, AL 35055

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,118 sqft · built 1964
Lot Size	0.345 acres (15,010 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Apr 2026)
Tax Bill	$506 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-21-4-008-006.000`

Property Details

APN / Parcel Number

Primary APN	`17-05-21-4-008-006.000`
Alternative APNs	`11323` `75194`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Base Area
1st Floor Area	1,118 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,010 sqft (0.345 acres)
Lot Dimensions	114 ft deep x 131 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	75194
Street Address	1113 JAMES ST SW
City	CULLMAN
State	AL
Zip	35055-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 G C MILLER SUB-CULL
Legal Subdivision	G C MILLER SUBCULL
Legal Lot Number	8
Jurisdiction	CULLMAN AL
Township / Civil Division	CULLMAN
Census Block Group	2
Census Block	2032
Census Tract	965002

Owner

Source: Cullman County records · APN 17-05-21-4-008-006.000

Assessment roll updated November 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1113 JAMES ST SW, CULLMAN, AL 35055-5215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	781 / 425
Record Updated	Jun 08, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULLMAN AL
Recording Date	Apr 01, 2026
Property Address	1113 JAMES ST SW, CULLMAN, AL 35055-5215
Document Number	0781000425
Book / Page	781 / 425
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 09, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,159.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 JAMES ST SW, CULLMAN, AL 35055-5215

Mortgage

Document Number	2160000298,
Date	Apr 01, 2026
Book Page	2160/298

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cullman County records · Assessment roll updated November 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Municipality	Cullman City
Unified School District	Cullman City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00 (+11.7%)	$13,160 (+11.71%)	$131,500 (+11.72%) Land $51,300 Building $80,200
2023	$453.00 (+17.66%)	$11,780 (+17.8%)	$117,700 (+17.82%) Land $46,600 Building $71,100
2022	$385.00	$10,000	$99,900 Land $35,300 Building $64,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sprout Fiber Internet.

Based on FCC filings for 93 locations within half a mile of this property.

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