11126 State Rte 34, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11126 State Rte 34, Cato, NY 13033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,912 sqft · built 1880
Lot Size0.653 acres (28,459 sqft)
Owner2 Individual Names on Record
Last Sale$81,000 (Apr 2014)
Tax Bill$2,551 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN052489 52.00-1-10

Property Details

APN / Parcel Number

Primary APN052489 52.00-1-10
Alternative APNs
  • 248905200000010100000000
  • 03101010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Living Area
1st Floor Area1,240 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area28,459 sqft (0.653 acres)
Lot Dimensions122 ft deep x 232 ft wide
PorchSlab
Porch Area366 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number03101010
Street Address11126 STATE ROUTE 34
CityCATO
StateNY
Zip13033-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM 80-49
Legal Block1
Legal Lot Number10.000
JurisdictionCAYUGA NY
Township / Civil DivisionCATO
Census Block Group3
Census Block3009
Census Tract40201

Owner

Source: Cayuga County and Cato Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11126 STATE ROUTE 34, CATO, NY 13033-3408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2014 · Amount on Record
Deed SaleApr 28, 2014 · Amount on Record
Prior SaleApr 18, 2005 · Amount on Record
Deed Document Number2014143725
Deed Book / Page1544 / 215
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address11126 STATE ROUTE 34, CATO, NY 13033-3408
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004366/161
DateJun 21, 2023
Book Page4366/161
Instrument2023-222397
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionCato Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,551.00 (+2.12%)$72,200 (-) Land $12,500 Building $59,700$133,704 (+24.07%) Land $23,148 Building $110,556
2024$2,498.00 (+156.21%)
2023$72,200 Land $12,500 Building $59,700$107,761 Land $18,657 Building $89,104
2020$975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Frontier
Fiber
300 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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