11125 Prancer Ct, Lusby, MD 20657 Property Records

Calvert County property record for 11125 Prancer Ct, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,240 sqft · built 1996
Lot Size0.617 acres (26,877 sqft)
Owner2 Individual Names on Record
Last Sale$359,900 (Aug 2019)
Tax Bill$4,759 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-188984

Property Details

APN / Parcel Number

Primary APN01-188984
Alternative APNs
  • 1188984
  • 188984

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Total Area
Basement Area952 sqft
Finished Basement952 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area26,877 sqft (0.617 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area586 sqft
Deck Area62 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number188984
Street Address11125 PRANCER CT
CityLUSBY
StateMD
Zip20657-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 2 SEC 1 PLAT 1 COVE POINT WOODS
Legal SubdivisionCOVE PT WOODS
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1001
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11125 PRANCER CT, LUSBY, MD 20657-2433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Aug 26, 2019Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleNov 20, 1996 · Amount on Record
Deed Book / Page5421 / 311
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11125 PRANCER CT, LUSBY, MD 20657-2433
Transaction TypeMortgage
Record UpdatedMay 10, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address11125 PRANCER CT, LUSBY, MD 20657-2433

Mortgage

Document Number0064240392
DateApr 25, 2023
Book Page6424/392
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2033

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateAug 26, 2019
Property Address11125 PRANCER CT, LUSBY, MD 20657-2433
Document Number0054210311
Book / Page005421 / 000311
Instrument DateAug 9, 2019
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyTITLEMAX CORPORATION, TITLEMAX CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$359.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11125 PRANCER CT LUSBY MD 206572433, LUSBY, MD 20657-2433

Mortgage

Document Number54210319
DateAug 26, 2019
Book Page005421/000319
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,200 (+22.76%) Land $114,900 Building $333,300$448,200 (+22.76%) Land $114,900 Building $333,300
2025$4,759.00 (+25.47%)
2023$3,793.00$365,100 Land $114,900 Building $250,200$365,100 Land $114,900 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 87% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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