11123 Mandarin Dr, Clermont, FL 34711 Property Records

Lake County property record for 11123 Mandarin Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1994
Lot Size	0.38 acres (16,593 sqft)
Owner	2 Owner Names on File
Last Sale	$130,000 (Mar 2003)
Tax Bill	$4,227 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0525-000-04200`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0525-000-04200`
Alternative APN	`3491611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,469 sqft Living Area
1st Floor Area	806 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,593 sqft (0.38 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	300 sqft
Porch	Open Porch
Porch Area	844 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3491611
Street Address	11123 MANDARIN DR
City	CLERMONT
State	FL
Zip	34711-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ORANGES PHASE 2 SUB LOT 42 PB 33 PGS 63-65 ORB 2285 PG 2311
Legal Range	26E
Legal Township	23S
Legal Section	06
Legal Subdivision	ORANGES PHASE 2 THE
Legal Phase	2
Legal Tract	525
Legal Lot Number	42
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2021
Census Tract	31316

Owner

The current owner of 11123 Mandarin Dr bought it in March 2003.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	11123 MANDARIN DR, CLERMONT, FL 34711-8041
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 28, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on File
Deed Sale	Mar 27, 2003 · Amount on File
Prior Sale	Dec 8, 1999 · Amount on File
Deed Document Number	0228502311
Deed Book / Page	02285 / 02311
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11123 MANDARIN DR, CLERMONT, FL 34711-8041
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11123 MANDARIN DR, CLERMONT, FL 34711-8041

Mortgage

Document Number	0057601218
Date	Jul 27, 2021
Book Page	5760/1218
Instrument	2021103401

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Oct 1, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	11123 MANDARIN DR, CLERMONT, FL 34711-8041
Document Number	0051970447
Instrument Date	Oct 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11123 MANDARIN DR CLERMONT FL 347118041, CLERMONT, FL 34711-8041

Mortgage

Document Number	0051970447
Date	Nov 13, 2018
Book Page	005197/000447
Instrument	132297

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,211 Land $70,225 Building $225,986	$296,211 Land $70,225 Building $225,986
2024	$4,227.00 (+8.92%)
2023	$3,881.00 (+10.13%)	$290,270 (+4.86%)	$290,270 (+4.86%) Land $70,225 Building $220,045
2022	$3,524.00	$276,814	$276,814 Land $56,975 Building $219,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11123 Mandarin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11123 Mandarin Dr is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Summit Broadband.

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