11121 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11121 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,988 sqft · built 1970
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Tax Bill	$5,239 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-105-028.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-105-028.000-018`
Alternative APN	`1614050105028000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	1,080 sqft
Basement Area	528 sqft
Finished Basement	396 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	169 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050105028000
Street Address	11121 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .55, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, REPLAT INFORMATION: LOTS 280 & 281, SECTION 6, LOT 280A, IRRE
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPRINGS
Legal Block	6
Legal Lot Number	280
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111004

Owner

11121 E Lakeshore Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11121 E LAKESHORE DR, CARMEL, IN 46033-4403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020
Deed Sale	Sep 28, 2020
Prior Sale	Aug 20, 2013
Deed Document Number	2020068300
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 28, 2020
Property Address	11121 E LAKESHORE DR, CARMEL, IN 46033-4403
Document Number	2020068300
Map Reference	DOC 2013-65048
Instrument Date	Sep 28, 2020
Instrument	2020068300
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11121 E LAKESHORE DR, CARMEL, IN 46033-4403

Mortgage

Document Number	2020068301
Date	Sep 28, 2020
Instrument	2020068301

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,700 (-1.14%) Land $142,800 Building $316,900	$459,700 (-1.14%) Land $142,800 Building $316,900
2024	$5,239.00 (+21.3%)	$465,000 (+14.93%) Land $142,800 Building $322,200	$465,000 (+14.93%) Land $142,800 Building $322,200
2023	$4,319.00 (+6.43%) Homeowner's exemption	$404,600 (+12.89%) Land $86,000 Building $318,600	$404,600 (+12.89%) Land $86,000 Building $318,600
2022	$4,058.00 Homeowner's exemption	$358,400 Land $86,000 Building $272,400	$358,400 Land $86,000 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11121 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11121 E Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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