11120 Cholla Ave, Morongo Valley, CA 92256 Property Records

San Bernardino County property record for 11120 Cholla Ave, Morongo Valley, CA 92256

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,392 sqft · built 1942
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`0583-221-38-0000`

Property Details

APN / Parcel Number

Primary APN	`0583-221-38-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,852 sqft
2nd Floor Area	540 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Porch	Patio/Porch
Porch Area	468 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	11120 CHOLLA AVE
City	MORONGO VALLEY
State	CA
Zip	92256-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MVRM
Legal Description	PTN SW 1/4 SW 1/4 SEC 28 TP 1S R 4E COM AT INTERSECTION N LI TR NO 2541 AND E LI SAN JACINTO ST TH N 0 DEG 19 MIN 25 SECONDS W 355 FT TH E 273.18 FT TH N 0 DEG 19 MIN 25 SECONDS W 90 FT TO TRUE POB TH CONT N 0 DEG 19 MIN 25 SECONDS W 90 FT TH N 89 DE
Legal Range	4E
Legal Township	WP
Legal Section	28
Legal Tract	2541
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	TWENTYNINE PALMS-YUCCA VALLEY
Census Block Group	1
Census Block	1053
Census Tract	10417

Owner

11120 Cholla Ave is owned and occupied by two individuals.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11120 CHOLLA AVE, MORONGO VALLEY, CA 92256-9793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · VA Mortgage E HOME LOANS
Jul 25, 2017	Deed of Trust, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 3, 2026
Property Address	11120 CHOLLA AVE, MORONGO VALLEY, CA 92256-9793
Document Number	0000198311
Instrument Date	Jul 27, 2026
Instrument	2026198311
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11120 CHOLLA AVE, MORONGO VALLEY, CA 92256-9793

Mortgage

Document Number	0000198311,
Date	Aug 3, 2026
Instrument	2026198311

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11120 CHOLLA AVE, MORONGO VALLEY, CA 92256-9793
Document Number	0000314391
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	LSI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11120 CHOLLA AVE MORONGO VALLEY CA 922569793, MORONGO VALLEY, CA 92256-9793

Mortgage

Document Number	0000314391
Date	Aug 2, 2017
Instrument	314391

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11120 Cholla Ave was $1,849 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Morongo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,130 (+2%) Land $13,402 Building $139,728
2025	$1,849.00 Homeowner's exemption	$150,127 Land $13,139 Building $136,988
2023	$1,728.00 (+2.13%) Homeowner's exemption	$144,297 Land $12,628 Building $131,669
2022	$1,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11120 Cholla Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11120 Cholla Ave is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - MORONGO DEL SUR private · serves 1,715 people · EPA ID CA3610063
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	CSA 70-F MORONGO
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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