1112 Windermere Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1112 Windermere Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 806 sqft · built 1981
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (May 1993)
Tax Bill	$3,760 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-C-00-058-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-C-00-058-0`
Alternative APN	`D 180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	806 sqft Living Area
1st Floor Area	754 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1112 WINDERMERE DR
City	WILLOUGHBY
State	OH
Zip	44094-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	8
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2002
Census Tract	201700

Owner

Source: Lake County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 27, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
May 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1993 · Amount on Record
Deed Sale	May 6, 1993 · Amount on Record
Last Transfer Date	May 11, 2020
Transfer Doc	0000013565
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142

Mortgage

Document Number	0000000119
Date	Jan 5, 2026
Instrument	2026R000119

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142

Mortgage

Document Number	0000018603
Date	Jul 1, 2022
Instrument	2022R018603

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	May 27, 2020
Property Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142
Document Number	0000013564
Instrument Date	May 11, 2020
Instrument	13564
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 WINDERMERE DR WILLOUGHBY OH 440947142, WILLOUGHBY, OH 44094-7142

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	May 26, 2020
Property Address	1112 WINDERMERE DR, WILLOUGHBY, OH 44094-7142
Document Number	0000013565
Instrument Date	May 11, 2020
Instrument	13565
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$504.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1112 WINDEMERE DR WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$53,000 (+33.43%) Land $11,980 Building $41,020	$151,420 (+33.44%) Land $34,220 Building $117,200
2023	$3,760.00 (+94.52%) Homeowner's exemption Senior Citizen's exemption	$39,720 (-) Land $9,630 Building $30,090
2022	$1,933.00 Homeowner's exemption Senior Citizen's exemption	$39,720 Land $9,630 Building $30,090
2021			$113,470 Land $27,510 Building $85,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

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