1112 Spencer St, Allen, TX 75013 Property Records

Collin County property record for 1112 Spencer St, Allen, TX 75013

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,857 sqft · built 2017
Lot Size	0.2 acres (8,713 sqft)
Owner	Individual Name on File
Tax Bill	$15,810 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R-10686-00E-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-10686-00E-0090-1`
Alternative APN	`2712726`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,857 sqft Living Area
1st Floor Area	2,699 sqft
2nd Floor Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	8,713 sqft (0.2 acres)
Garage Type	Attached
Garage Area	636 sqft
Pool Area	868 sqft
Porch	Porch
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712726
Street Address	1112 SPENCER ST
City	ALLEN
State	TX
Zip	75013-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANGEL FIELD WEST (CAL), BLK E, LOT 9
Legal Subdivision	ANGEL FIELD WEST (CAL)
Legal Block	E
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2043
Census Tract	31510

Owner

1112 Spencer St is owned and occupied by an individual who acquired it in September 2025.

Source: Collin County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ADVANCIAL FCU
Apr 3, 2020	Deed of Trust, Mortgage PROSPERITY BK
Jun 25, 2018	Grant Deed, Transfer NUDGE FNDG
Dec 19, 2017	Loan Modification, Mortgage JBGL BLDR FIN
Oct 12, 2017	Loan Modification, Mortgage JBGL BLDR FIN
Sep 25, 2017	Loan Modification, Mortgage JBGL BLDR FIN
Sep 19, 2017	Loan Modification, Mortgage JBGL BLDR FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Jun 25, 2018
Deed Document Number	2025000124675
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 SPENCER ST, ALLEN, TX 75013-3366

Mortgage

Document Number	2025000124676
Date	Sep 29, 2025
Instrument	2025000124676

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	12.2%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 29, 2025
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Document Number	2025000124675
Map Reference	VOL 2015 PG 2
Instrument Date	Sep 26, 2025
Instrument	2025000124675
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 SPENCER ST, ALLEN, TX 75013-3366

Mortgage

Document Number	2025000124676
Date	Sep 29, 2025
Instrument	2025000124676

Lender

Name	ADVANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	12.2%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Document Number	0000508080
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1112 SPENCER ST ALLEN TX 750133366, ALLEN, TX 75013-3366

Mortgage

Document Number	0000508080
Date	Apr 9, 2020
Instrument	508080

Lender

Name	PROSPERITY BK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 25, 2018
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Document Number	0000779280
Instrument Date	Jun 22, 2018
Instrument	779280
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1112 SPENCER ST ALLEN TX 75013, ALLEN, TX 75013

Mortgage

Document Number	779290
Date	Jun 25, 2018
Instrument	779290

Lender

Name	NUDGE FNDG
Address	LINDON, UT 84042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Dec 19, 2017
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Instrument Date	Dec 18, 2017
Instrument	1671020
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	GREEN BRICK TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001671020
Date	Dec 19, 2017
Instrument	1671020

Lender

Name	JBGL BLDR FIN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Oct 12, 2017
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Instrument Date	Oct 10, 2017
Instrument	1366860
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	GREEN BRICK TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001366860
Date	Oct 12, 2017
Instrument	1366860

Lender

Name	JBGL BLDR FIN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Sep 25, 2017
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Instrument Date	Sep 25, 2017
Instrument	1283760
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	GREEN BRICK TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001283760
Date	Sep 25, 2017
Instrument	1283760

Lender

Name	JBGL BLDR FIN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Sep 19, 2017
Property Address	1112 SPENCER ST, ALLEN, TX 75013-3366
Instrument Date	Sep 18, 2017
Instrument	1251840
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	GREEN BRICK TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001251840
Date	Sep 19, 2017
Instrument	1251840

Lender

Name	JBGL BLDR FIN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,226,502 Land $300,000 Building $926,502	$1,226,502 Land $300,000 Building $926,502
2024	$15,810.00
2023		$998,498 Land $220,000 Building $778,498	$998,498 Land $220,000 Building $778,498
2022	$15,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1112 Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1112 Spencer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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