1112 Owen Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1112 Owen Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,170 sqft · built 1949
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,275 (2026)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 71.6-2-3`

Property Details

APN / Parcel Number

Primary APN	`422800 71.6-2-3`
Alternative APN	`280007100600020030000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1112 OWEN RD
City	SCHENECTADY
State	NY
Zip	12303-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	43 R,G,BK,SWP DELAVIC #3 3.-206-22
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2002
Census Tract	33003

Owner

1112 Owen Rd is owner-occupied and held in a trust.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1112 OWEN RD, SCHENECTADY, NY 12303-4518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 1, 2021
Property Address	1112 OWEN RD, SCHENECTADY, NY 12303-4518
Document Number	0000031125
Book / Page	2061 / 839
Map Reference	DR 68 MAP 55
Instrument Date	Jun 23, 2021
Instrument	202131125
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1112 OWEN RD, SCHENECTADY, NY 12303-4518

Tax Assessment & Valuation

The 2026 property tax bill for 1112 Owen Rd was $5,275 with exemptions applied, up 2.1% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,275.00 (+2.05%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$5,169.00	$150,000 Land $9,900 Building $140,100	$230,800 Land $15,233 Building $215,567
2023		$150,000 Land $9,900 Building $140,100	$197,400 Land $13,028 Building $184,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1112 Owen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1112 Owen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20