1112 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1112 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,588 sqft · built 1926
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual on Record
Last Sale	$125,000 (Mar 2020)
Tax Bill	$2,936 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4520-17350`

Property Details

APN / Parcel Number

Primary APN	`010-4520-17350`
Alternative APN	`1086499`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,588 sqft Gross Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	7,980 sqft (0.183 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1086499
Street Address	1112 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 THRU 21 SERIAL #
Legal Subdivision	WEST DULUTH SIXTH DIVISION
Legal Block	120
Legal Lot Number	18-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5001
Census Tract	15800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1112 N CENTRAL AVE, DULUTH, MN 55807-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	20201375290
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0001375290
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1112 N CENTRAL AVE, DULUTH, MN 55807-1312
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST FINANCIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048851
Date	Oct 29, 2021
Instrument	1048851

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1112 N CENTRAL AVE, DULUTH, MN 55807-1312
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429184
Date	Nov 4, 2021
Instrument	1429184

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1112 N CENTRAL AVE, DULUTH, MN 55807-1312
Document Number	00T1021184
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172N CENTRAL AVE DULUTH MN 55807, DULUTH, MN 55807

Mortgage

Document Number	00T1021184
Date	Mar 5, 2020
Instrument	T1021184

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,936.00 (+0.2%) Homeowner's exemption
2025	$2,930.00 (+2.81%) Homeowner's exemption	$251,400 (+6.8%) Land $19,000 Building $232,400	$251,400 (+6.8%) Land $19,000 Building $232,400
2024	$2,850.00	$235,400 (+16.36%) Land $21,800 Building $213,600	$235,400 (+16.36%) Land $21,800 Building $213,600
2022		$202,300 Land $20,000 Building $182,300	$202,300 Land $20,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1112 N Central Ave, Duluth, MN 55807 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Central Ave

Nearby Streets

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