Oneida County and Rome City property record for 1112 Laurel St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,574 sqft · built 1960 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,900 (Aug 2020) |
| Tax Bill | $3,044 (2026) |
| Deeds & Mortgages | Dec 2020 Transfer Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.014-3-19 |
| Primary APN | 301301 223.014-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Detached |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39230 05 |
|---|---|
| Street Address | 1112 LAUREL ST |
| City | ROME |
| State | NY |
| Zip | 13440-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | H&L 65X 110 |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 22100 |
1112 Laurel St is owned and occupied by two individuals who acquired it in November 2020.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1112 LAUREL ST, ROME, NY 13440-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Aug 28, 2020 | Grant Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Apr 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Deed Document Number | 202011039 |
| Last Transfer Date | Nov 20, 2020 |
| Transfer Doc | 0000017042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 3, 2020 |
| Property Address | 1112 LAUREL ST, ROME, NY 13440-2530 |
| Document Number | 0000017042 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 17042 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1112 LAUREL ST ROME NY 134402530, ROME, NY 13440-2530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1112 LAUREL ST, ROME, NY 13440-2530 |
| Document Number | 0000011040 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1112 LAUREL ST ROME NY 134402530, ROME, NY 13440-2530 |
| Document Number | 0000011040 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 11040 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 28, 2020 |
| Property Address | 1112 LAUREL ST, ROME, NY 13440-2530 |
| Document Number | 0000011039 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 11039 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1659 HOLLAND AVE UTICA NY 135014713, UTICA, NY 13501-4713 |
| Document Number | 11040 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 11040 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 29, 2019 |
| Property Address | 1112 LAUREL ST, ROME, NY 13440-2530 |
| Document Number | 0000005120 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 5120 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1112 LAUREL ST ROME NY 134402530, ROME, NY 13440-2530 |
The 2026 property tax bill for 1112 Laurel St was $3,044.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 | ||
| 2025 | $64,800 Land $8,000 Building $56,800 | $152,471 Land $18,824 Building $133,647 | |
| 2023 | $64,800 (-) Land $8,000 Building $56,800 | $142,794 (+17.92%) Land $17,629 Building $125,165 | |
| 2022 | $4,629.00 | $64,800 Land $8,000 Building $56,800 | $121,099 Land $14,950 Building $106,149 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1112 Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1112 Laurel St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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