1112 Cypress Point Ct, Eldridge, IA 52748 Property Records

Scott County property record for 1112 Cypress Point Ct, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,744 sqft · built 2022
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Nov 2022)
Tax Bill	$6,216 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931451234`

Property Details

APN / Parcel Number

Primary APN	`931451234`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Attached
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1112 CYPRESS POINT CT
City	ELDRIDGE
State	IA
Zip	52748-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 13TH ADD LOT: 34
Legal Subdivision	TOWNSEND FARM 13TH ADD
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

1112 Cypress Point Ct is owned and occupied by two individuals who bought it in November 2022.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1112 CYPRESS POINT CT, ELDRIDGE, IA 52748-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ASCENTRA CU
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	202230033
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1112 CYPRESS POINT CT, ELDRIDGE, IA 52748-2101
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 MUIRFIELD CIR, ELDRIDGE, IA 52748-1723

Mortgage

Document Number	202200005661
Date	Mar 3, 2022
Instrument	202200005661

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	LOST NATION, IA 52254

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1112 CYPRESS POINT CT, ELDRIDGE, IA 52748-2101
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006642
Date	Apr 24, 2023
Instrument	202300006642

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2033

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Nov 29, 2022
Property Address	1112 CYPRESS POINT CT, ELDRIDGE, IA 52748-2101
Document Number	202200030033
Instrument Date	Nov 28, 2022
Instrument	202200030033
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1112 CYPRESS POINT CT, ELDRIDGE, IA 52748-2101

Mortgage

Document Number	202200030034
Date	Nov 29, 2022
Instrument	202200030034

Lender

Name	ASCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 1112 Cypress Point Ct was $6,216.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,216.00	$522,600 (-) Land $142,300 Building $380,300	$522,600 (-) Land $142,300 Building $380,300
2025	$6,216.00 (-2.05%)	$522,600 Land $142,300 Building $380,300	$522,600 Land $142,300 Building $380,300
2024	$6,346.00
2023		$495,000 Land $114,600 Building $380,400	$495,000 Land $114,600 Building $380,400
2022	$78.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1112 Cypress Point Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1112 Cypress Point Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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