1112 Cypress Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1112 Cypress Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,240 sqft · built 1973
Lot Size	0.199 acres (8,687 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Jan 2024)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206062A000`

Property Details

APN / Parcel Number

Primary APN	`206062A000`
Alternative APN	`2-050A-5008-00-0007.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,240 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,687 sqft (0.199 acres)
Lot Dimensions	119 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	206062A000
Street Address	1112 CYPRESS DR
City	O FALLON
State	MO
Zip	63366-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FLAIR FOREST #3 LOT 7
Legal Subdivision	FLAIR FOREST #3
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4009
Census Tract	311802

Owner

1112 Cypress Dr is owned and occupied by two individuals who bought it in January 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1112 CYPRESS DR, O FALLON, MO 63366-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Intrafamily Transfer, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Nov 15, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Nov 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Nov 15, 2023 · Amount on File
Deed Document Number	20242040
Prior Transfer Date	Nov 2, 2021
Prior Transfer Doc	0000093578
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 17, 2024
Property Address	1112 CYPRESS DR, O FALLON, MO 63366-1633
Document Number	0000002040
Map Reference	MB 16 PG 45
Instrument Date	Jan 12, 2024
Instrument	2024R-002040
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 CYPRESS DR, O FALLON, MO 63366-1633

Mortgage

Document Number	0000002041
Date	Jan 17, 2024
Instrument	2024R-002041

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2023
Property Address	1112 CYPRESS DR, O FALLON, MO 63366-1633
Document Number	0000046941
Map Reference	MB 16 PG 45
Instrument Date	Nov 13, 2023
Instrument	2023R-046941
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 N 2ND ST, SAINT CHARLES, MO 63301-2040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6610

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2021
Property Address	1112 CYPRESS DR, O FALLON, MO 63366-1633
Document Number	0000093578
Map Reference	MB 16 PG 45
Instrument Date	Nov 2, 2021
Instrument	2021R-093578
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 1112 Cypress Dr was $2,864.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,405 (-)	$233,710 (-) Land $50,000 Building $183,710
2025	$2,864.00	$44,405	$233,710 Land $50,000 Building $183,710
2023		$40,493
2022			$213,119 Land $40,000 Building $173,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1112 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1112 Cypress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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